Cumberland County Property Tax Appeal — North Carolina

Rob Hartley·Updated February 15, 2026

Cumberland County experienced an average 64.7% property value increase between 2017 and 2026, with a median home value of $115,098 and an effective property tax rate of 1.48%, significantly higher than the national median of 1.02%. The median annual property tax bill of $1,668 is $732 lower than the national median of $2,400. The county seat is Fayetteville, which also serves as the major population center along with Spring Lake, Hope Mills, and Fort Liberty (formerly Fort Bragg). Property tax appeals matter here because the county's tax rate is notably higher than state and national averages, making accurate valuations critical for homeowners managing their tax burden.

Notable cities: Fayetteville, Spring Lake, Hope Mills, Fort Liberty

Median Home

$115,098

Tax Rate

1.48%

Annual Tax

$1,668

Population

approximately 330,000

2026 Appeal Deadline: To request an informal review of your property for the 2027 tax year, please submit a Request for Review form

The deadline for appealing your value for the 2027 tax year has ended. To request an informal review for the 2027 tax year, submit a Request for Review form with supporting documentation.

Property in Cumberland County, North Carolina — local tax assessment and appeal guide

How Cumberland County Assesses Property

100%of market value

Assessed by: Cumberland County Tax Administration

Assessment cycle: North Carolina law mandates property revaluation at least once every eight years, with Cumberland County currently on an eight-year revaluation cycle. The last revaluation was January 1, 2017.

Notices typically mailed: Spring (typically by middle of April)

In Cumberland County, properties are valued based on their market value, which is determined by what they would sell for between a willing buyer and seller. North Carolina uses a 100% assessment ratio, meaning your assessed value equals your market value. For example, if your home's market value is $115,098 (the county median), at North Carolina's 100% assessment ratio your assessed value would be $115,098, resulting in approximately $1,704 in annual taxes at the county's effective rate of 1.48%.

The Appeal Process

Appeals are heard by the Board of Equalization and Review. The Board hearing is formal, with allotted time for taxpayers to present their case and the county to present its side. The Board may decide immediately or delay its decision for further deliberation.

Step 1: Contact the tax office informally and seek to resolve the difference without filing a formal appeal.

Step 2: Submit a Request for Review form (informal appeal) with supporting documentation such as comparable property sales, recent independent appraisal, or photos of damage with repair estimates.

Step 3: If dissatisfied with informal appeal results, file a formal appeal with the Board of Equalization and Review within 15 days of the date on your value decision notice.

Step 4: Present your case to the Board of Equalization and Review, which provides specific time for both taxpayer and county presentations.

Step 5: If not satisfied with the local board decision, appeal to the State Board of Equalization and Review (Property Tax Commission) which meets monthly in Raleigh.

Required form: Request for Review form (for informal appeal) or 2026 Revaluation Informal Appeal Form

Filing Methods

online:https://taxpwa.co.cumberland.nc.us/camapwa

mail:Cumberland County Board of Equalization and Review, P.O. Box 449, Fayetteville, NC 28302

in-person:Tax Administration Office, Room 543 of the Judge E. Maurice Braswell Cumberland County Courthouse, 117 Dick St., Fayetteville

drop box:Secure drop boxes located in the Cumberland County Courthouse parking lot off Cool Spring Street or outside Tax Administration Customer Service on the 5th floor

Evidence to Bring

Comparable property salesRecent independent appraisalPhotos of property damage with repair cost estimates

Cumberland County Assessor Contact

Cumberland County Tax Administration

Phone: (910) 678-7800

Address: P.O. Box 449, Fayetteville, NC 28302 (Physical: 117 Dick St., 5th Floor, Fayetteville, NC 28301)

Website: https://www.cumberlandcountync.gov/departments/tax-group/tax/property-tax-revaluation

Online Portal: https://taxpwa.co.cumberland.nc.us/camapwa

Hours: Monday through Friday, 8:00 am - 5:00 pm

Tax Exemptions in Cumberland County

Homestead Exclusion (Elderly/Disabled)

Greater of $25,000 or 50% of assessed value

Residents who qualify receive an exclusion of the greater of $25,000 or 50% of the qualifying, assessed value of their permanent residence.

Eligibility: Must be a minimum of 65 years of age or totally and permanently disabled (no minimum age) and meet income requirementsDeadline: June 1, 2026

Circuit Breaker Program

Taxes limited to percentage of income

For residents who qualify, the program limits taxes to a percentage of the qualifying owner's income. Remaining taxes over the limit become deferred.

Eligibility: Must be 65 years of age or totally and permanently disabled and meet income requirementsDeadline: June 1, 2026

Disabled Veteran Exclusion

$45,000 exclusion

Veterans and surviving spouses that qualify receive an exclusion of the first $45,000 of assessed value on their permanent residence.

Eligibility: Veterans with a total and permanent service-connected disability or their unmarried surviving spouseDeadline: June 1, 2026

Present-Use Value Deferment

Tax deferral based on use value vs. market value

Allows qualifying agricultural, forestry, horticultural, and wildlife conservation properties to be taxed based on current use rather than market value.

Eligibility: Agricultural, forestry, horticultural, and wildlife conservation properties meeting specific criteriaDeadline: January 1-31, 2026

Official Resources

Cumberland County Property Search and Records →

Search for property records, view assessments, and access property record cards online.

Cumberland County Tax Administration - Property Tax Revaluation →

Official county page with revaluation information, appeal forms, deadlines, and FAQs.

North Carolina Property Tax Appeal Process →

State guidance on the property tax appeal process including information about the Property Tax Commission.

Cumberland County Tax Relief Programs →

Information and applications for homestead exemptions, disabled veteran exclusions, and other tax relief programs.

Check Your Cumberland County Assessment

Enter your address to see if your Cumberland County property is overassessed.

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Frequently Asked Questions

What is the deadline to appeal my property taxes in Cumberland County?

The deadline for appealing your value for the 2027 tax year has already ended. For the 2027 tax year, you can request an informal review of your property by submitting a Request for Review form with supporting documentation to the Tax Administration Office. During revaluation years, informal appeals typically have a March deadline, while formal appeals to the Board of Equalization and Review run through May. Contact the Tax Administration Office at(910) 678-7800 for specific 2026 deadlines and requirements.

How do I file a property tax appeal in Cumberland County online?

Cumberland County offers multiple filing methods for property tax appeals. You can view your property record card and assessed value online at https://taxpwa.co.cumberland.nc.us/camapwa. While online viewing is available, appeal forms must be submitted either in person at Room 543 of the Cumberland County Courthouse, by mail to P.O. Box 449, Fayetteville, NC 28302, or through secure drop boxes located in the courthouse parking lot. Include supporting documentation such as comparable sales, recent appraisals, or photos of property damage.

What is the homestead exemption worth in Cumberland County?

The homestead exemption for elderly or disabled residents in Cumberland County provides an exclusion of the greater of $25,000 or 50% of the qualifying, assessed value of their permanent residence. This can result in significant tax savings - for example, on a $115,098 home (the county median), the exemption would reduce the assessed value by $57,549, saving approximately $852 per year in property taxes. Applicants must be at least 65 years old or totally and permanently disabled, meet income requirements, and apply by June 1, 2026.

What happens at a Board of Equalization hearing in Cumberland County?

At a Cumberland County Board of Equalization and Review hearing, the appeal process is formal with specific time allotted for the taxpayer to present their case and for the county to present its side. The Board may choose to decide the appeal immediately or delay its decision to deliberate further. Taxpayers receive a written copy of the Board's decision. If unsatisfied with the outcome, property owners can appeal to the State Property Tax Commission, which meets monthly in Raleigh.

How much can I save by appealing my property taxes in Cumberland County?

With Cumberland County property values increasing an average of 64.7% between 2017 and 2026, many homeowners have grounds for appeal. The potential savings depend on your property's specific overvaluation. For example, if your home was overvalued by $20,000, at the county's 1.48% effective tax rate, you could save approximately $296 per year. Property owners should provide evidence such as sales prices of comparable homes, recent independent appraisals, or documentation of property damage to support their appeal.

What evidence do I need for a Cumberland County property tax appeal?

For a successful property tax appeal in Cumberland County, you should provide evidence to support your assertion that your home was over-valued, such as the sales prices of other homes in your neighborhood or a recent independent appraisal. If the home has damage that depresses its value, include photos of the damage plus an estimated cost of the repairs. When filing a formal appeal, provide detailed supporting information such as updated property details. The more specific and documented your evidence, the stronger your appeal case will be.

Can I appeal my Cumberland County property taxes if I missed the informal deadline?

Yes, taxpayers who missed the informal appeal period may still submit a formal appeal to the Board of Equalization and Review. If you were dissatisfied with your informal appeal result, you can file a formal appeal by May 28 or within 15 days of the date on your value decision notice. The formal appeal process is more structured, requiring you to present your case before the Board with supporting documentation. Contact the Tax Administration Office at(910) 678-7800 for guidance on the formal appeal process and required forms.

What special tax relief is available for veterans in Cumberland County?

Disabled veterans and their surviving spouses who qualify receive an exclusion of the first $45,000 of assessed value on their permanent residence in Cumberland County. This represents significant savings - on a typical home, this could reduce annual property taxes by approximately $666. To apply, complete and submit Form AV-9 by June 1, along with Form NCDVA-9 certified by the NC Department of Military and Veterans Affairs or evidence of benefits for specially adapted housing. The program applies to veterans with total and permanent service-connected disabilities.

For state-wide appeal information including North Carolina's assessment ratio and deadlines, see our North Carolina Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More North Carolina Counties

Forsyth County (Winston-Salem)Guilford County (Greensboro)Mecklenburg County (Charlotte)Wake County (Raleigh)

← All North Carolina property tax appeal info

Sources: https://www.cumberlandcountync.gov/departments/tax-group/tax/property-tax-revaluation | https://www.ownwell.com/trends/north-carolina/cumberland-county | https://www.cityviewnc.com/stories/unhappy-with-your-new-property-value-deadline-to-appeal-is-march-24/

Last verified: 2026-02-15