How to Appeal Your Property Tax in Florida

Florida homeowners can appeal their property tax assessment if they believe it's too high. This guide covers the 2026 appeal deadline, required evidence, and step-by-step process.

How Florida Assesses Property

100%of market value

Florida assesses residential property at 100% of market value.

Florida assesses property at 100% of just (market) value, subject to Save Our Homes and other caps.

White Florida house framed by palm trees. Understanding the Florida appeal process.

The Appeal Process

Appeals are heard by the Value Adjustment Board (VAB). An informal review is available before filing a formal appeal.

1

County Property Appraiser (Informal)

2

Value Adjustment Board (VAB)

3

Circuit Court

Florida Appeal Deadline

25 days from TRIM notice

Typical window: August - September

See all 50 state deadlines for 2026

What Overassessment Costs Florida Homeowners

The median home in Florida is worth $338,000. If your assessment is just 10% too high, you may be overpaying:

~$291/year

Effective tax rate: 0.86% · Median value: $338,000

Check Your Florida Assessment

Enter your address to see your estimated overassessment and Florida filing deadline.

✓ All 50 states✓ Instant results✓ $49 flat fee

Florida Counties

Alachua County

Median: $201,074 · Rate: 1.47%

Deadline: 25 calendar days from the mailing date printed on your TRIM notice

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Bay County

Median: $235,244 · Rate: 1.10%

Deadline: 25 days from the mailing date of the TRIM notice

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Brevard County

Median: $372,900 · Rate: 0.70%

Deadline: 25 days after TRIM notice is mailed (typically September 15, 2026 for the 2026 tax year)

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Broward County

Median: $471,900 · Rate: 0.94%

Deadline: September 18, 2026

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Charlotte County

Median: $291,000 · Rate: 0.89%

Deadline: 25 days from the mailing date of the TRIM notice (typically September 15-17, 2026)

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Citrus County

Median: $190,800 · Rate: 0.75%

Deadline: 25 days from the mailing date of the TRIM notice (typically September 5-15, 2026)

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Clay County

Median: $275,945 · Rate: 1.02%

Deadline: 25 days from the mailing date of the TRIM notice

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Collier County

Median: $443,700 · Rate: 0.69%

Deadline: 25 days from the mailing date of the TRIM (Truth in Millage) notice

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Duval County

Median: $235,500 · Rate: 1.14%

Deadline: 25 days from the mailing date of the TRIM notice (typically early to mid-September)

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Escambia County

Median: $206,400 · Rate: 0.85%

Deadline: September 2, 2026 (25 days from TRIM notice mailing)

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Hernando County

Median: $249,363 · Rate: 0.88%

Deadline: 25 days from the mailing date of the TRIM notice (typically mailed in August, making the deadline in early-to-mid September)

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Hillsborough County

Median: $294,900 · Rate: 0.82%

Deadline: 25 days from the mailing date of the TRIM notice (approximately September 8, 2026 for the 2026 tax year)

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Lake County

Median: $298,900 · Rate: 0.98%

Deadline: 25 days from the mailing date of the TRIM notice (typically mailed mid-August, making the deadline early to mid-September 2026)

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Lee County

Median: $300,439 · Rate: 0.79%

Deadline: 25 days from the mailing date of the TRIM notice (typically September 12, 2026 for Lee County)

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Leon County

Median: $216,666 · Rate: 1.20%

Deadline: 25 days from the mailing date of the TRIM notice (typically early to mid-September 2026)

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Manatee County

Median: $409,000 · Rate: 1.20%

Deadline: 25 days from the mailing date of the TRIM notice (typically September 11-12, 2026 based on August mailing)

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Marion County

Median: $220,800 · Rate: 0.75%

Deadline: 25 days from the mailing date of the TRIM notice (typically early to mid-September 2026)

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Miami-Dade County

Median: $425,400 · Rate: 0.83%

Deadline: September 19, 2026 (25 days from TRIM notice mailing date of August 24, 2026)

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Monroe County

Median: $503,900 · Rate: 0.53%

Deadline: 25 days from the TRIM notice mailing date (typically early to mid-September 2026)

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Okaloosa County

Median: $305,000 · Rate: 0.78%

Deadline: 25 days from the mailing date of the Truth in Millage (TRIM) notice

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Orange County

Median: $358,300 · Rate: 0.78%

Deadline: 25 days from the mailing date of the TRIM notice (typically mailed in August, making the 2026 deadline September 18, 2026)

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Osceola County

Median: $247,000 · Rate: 1.40%

Deadline: 25 days from the mailing date of the TRIM notice (typically mailed mid-August, making the deadline in early to mid-September)

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Palm Beach County

Median: $386,119 · Rate: 1.20%

Deadline: September 15, 2026

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Pasco County

Median: $272,015 · Rate: 1.35%

Deadline: 25 days from the mailing date printed on your TRIM notice (typically early to mid-September 2026)

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Pinellas County

Median: $319,000 · Rate: 0.94%

Deadline: 25 days from the mailing date of the TRIM notice

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Polk County

Median: $230,615 · Rate: 1.19%

Deadline: 25 days from the mailing date of the TRIM notice (typically mailed mid-August, making the deadline approximately September 12, 2026)

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Santa Rosa County

Median: $247,000 · Rate: 0.80%

Deadline: 25 days from the mailing date of the TRIM notice

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Sarasota County

Median: $349,900 · Rate: 1.09%

Deadline: 25 days after the mailing of the TRIM notice (typically September 9, 2026)

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Seminole County

Median: $343,364 · Rate: 0.89%

Deadline: 25 days from the date your TRIM notice is mailed

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St. Johns County

Median: $360,570 · Rate: 1.13%

Deadline: 25 days from the mailing of the TRIM notice (typically mailed on or about August 11, 2026, making the deadline approximately September 5, 2026)

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St. Lucie County

Median: $316,000 · Rate: 1.31%

Deadline: 25 days from the mailing of the TRIM notice (typically mailed mid-August, making the deadline approximately September 5-15, 2026)

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Volusia County

Median: $251,400 · Rate: 0.93%

Deadline: 25 days after TRIM notice mailing (typically early to mid-September 2026)

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Key Terms for Florida Homeowners

TRIM Notice

Truth in Millage notice, a document sent to Florida property owners each August showing proposed property taxes, which triggers the appeal window.

Millage Rate

The tax rate used to calculate property taxes, expressed as dollars per $1,000 of assessed value. One mill equals $1 per $1,000.

Homestead Exemption

A tax benefit that reduces the taxable value of a primary residence. Available in many states, though rules and amounts vary significantly.

Florida Guides & Resources

📋 Property Tax Appeal Deadlines by State: The Complete 2026 Calendar

Filing windows for all 50 states

📋 How to Appeal Property Taxes in Florida: Complete 2026 Guide

Complete guide with deadlines, forms, and step-by-step instructions

📋 How Much Can Property Taxes Increase in Florida? Save Our Homes Explained

3% homestead cap, 10% non-homestead cap

📋 How Much Can Property Taxes Go Up in a Year? 50-State Comparison

Assessment caps, levy caps, and the 26 states with neither

📅 Florida Property Tax Appeal Deadline 2026: 25 Days from TRIM Notice

Florida filing deadlines and process

🏦 How to Appeal Property Taxes in Escrow in Florida (2026)

Yes, you can appeal even if your lender pays your taxes

🔑 The January 1 Tax Shock: Florida's Save Our Homes Reset Can Multiply the Bill on a Home You Inherit

Death is a change of ownership under F.S. 193.155. Here is who keeps the capped assessment, how heirs start their own cap by March 1, and what to do when the reset value overshoots the market.

👤 Florida Senior Property Tax: SOH + Homestead + §196.075 Senior + 25-Year Long-Term Resident (Why School Taxes Sit Outside)

4 layers of Florida senior relief, and why school taxes sit outside all of them

Average Property Tax Rate by State (2026 Data)

National average is 1.1%. Where does your state rank?

Property Tax Appeal Success Rates by State: 2026 Data & Analysis

Property Tax Appeal Success Rates by State

Property Tax Appeal Success Rates: What the Data Actually Shows (2026)

National average is 40-60%. See state-by-state data.

Property Tax Appeal Statistics: Success Rates, Savings & Data (2026)

Success rates, savings, and outcomes

Every Property Tax Exemption by State: Senior, Veteran, Homestead & Disability (2026)

Homestead, senior, veteran, disability exemptions for all 50 states

Senior Property Tax Exemptions by State: The Complete 2026 Guide

Age-based discounts in every state

Best Ways to Lower Your Property Taxes (2026): 9 Methods That Work

9 methods that work in 2026

Property Tax Exemptions Guide: 8 Types That Could Save You Thousands (2026)

8 types that could save you thousands

How to Lower Property Taxes Without Filing an Appeal

Exemptions and programs that don't require filing

How to Appeal Property Taxes as a Senior

Age-specific strategies and exemptions

2026 Property Tax Increases: What Homeowners Need to Know

Why assessments are surging and how to respond

Property Tax Appeal vs Exemption: Understanding the Difference & Using Both

Property Tax Appeal vs Exemption

Property Tax Exemptions by State 2026: Complete Guide to Homestead, Senior & Veteran Benefits

Property Tax Exemptions by State 2026

Florida Homestead Exemption + Save Our Homes: The Two Programs, Explained Separately

Florida's exemption and its Save Our Homes cap are two diffe

What Evidence Do I Need for a Property Tax Appeal? (2026)

Comparable sales, photos, and assessment errors

How to Appeal Your Property Taxes: The Complete Guide (2026)

Step-by-step from notice to hearing

Can Appealing Your Property Taxes Actually Raise Them? Here's the Truth

The #1 fear and what actually happens

Property Tax Appeal Letter Template: How to Write a Winning Appeal (2026)

Copy, customize, and send in 15 minutes

What Happens at a Property Tax Appeal Hearing (And How to Prepare)

What to expect and how to prepare

How Much Does a Property Tax Appeal Cost?

DIY, flat-fee, and contingency options

How to Find Comparable Sales for Your Property Tax Appeal

Where to find comps and what makes them strong

How Long Does a Property Tax Appeal Take? Timeline by State

Timeline from filing to decision

What Is the Best Evidence to Protest Property Taxes? Expert Guide (2026)

Recent comparable sales carry the most weight, but combining multiple evidence types increases success.

How to Appeal Property Taxes Without a Lawyer (And When You Might Need One)

DIY vs. hiring a professional

How to Appeal Property Taxes Without an Appraisal: Use Comps Instead

Comps vs. formal appraisals

How to Appeal Property Taxes Without Going to a Hearing

Mail, online, and phone appeal options

Property Tax Appeal Strategies for New Homeowners: First-Year Assessment Challenges

Why your first tax bill is often too high, and how to fix it

Mass Appraisal Limitations: How They Lead to Inaccurate Property Taxes

7 flaws in how your county values your home, and how to use them

Is It Worth It to Appeal Property Taxes? (2026 Analysis)

Average savings: $1,100/year

Understanding Your Property Assessment Notice: What Every Homeowner Should Know

What that notice means and what to do next

First-Time Homebuyer's Guide to Property Taxes

What new homeowners need to know

How to Read Your Property Tax Bill

Understanding the numbers and where to look

Is My Property Overassessed? How to Tell

How to tell if you're paying too much

When Should I File My Property Tax Appeal? Critical Deadlines by State (2026)

State-specific deadlines and optimal filing strategies to maximize your chances.

You Just Got Your Property Assessment Notice: Here's Exactly What to Do Next

What to do when your assessment arrives

Divorce and Property Taxes: Who Appeals and How

Divorce and Property Taxes

Inherited Property Tax Appeal: Step-by-Step Guide for 2026

Inherited Property Tax Appeal

New Construction Property Tax Appeals: Fighting Overassessment on Your New Home

New Construction Property Tax Appeals

Property Tax Appeal After Natural Disaster: Your Rights & Relief Options

Property Tax Appeal After Natural Disaster

Best DIY Property Tax Appeal Tools & Resources (2026)

Free and paid tools for self-filers

Ownwell Review 2026: Fees, Complaints & Is It Worth It?

Pricing, success rates, $50M funding, and cheaper alternatives

Ownwell Reviews 2026: What Trustpilot, BBB & Reddit Actually Say

Trustpilot, BBB complaints, and the Reddit threads, analyzed

Is Ownwell Legit? The Facts Behind the Scam Accusations

The verifiable facts behind the scam accusations

Property Tax Appeal Deadline Guide by County (2026)

Deadlines for the top 30 U.S. counties.

Property Tax Appeal After Renovation: What You Need to Know in 2026

When upgrades trigger reassessment

Property Tax Appeals for Investment Properties

Different rules for rentals and commercial

What Happens If You Don't Pay Property Taxes?

Liens, penalties, and how to avoid them

How to Appeal Property Taxes After a Home Renovation: Avoid Over-Assessment

Why renovation cost doesn't equal taxable value, and how to prove it

States With No Property Tax for Seniors: The Real List

The five near-zero states, plus freezes, credits, and deferrals

How Do I Appeal My Property Taxes Myself? Complete DIY Guide

Complete step-by-step instructions

Are Property Tax Protest Companies Worth It? Cost vs. Savings Analysis

Contingency fees vs. flat-fee vs. DIY

What to Write When Protesting Property Taxes: Examples & Templates

Winning phrases and examples

Miami-Dade County Property Tax Appeal: Complete 2026 Guide

Miami

Property Tax Appeal for Rental Properties: A Landlord's Guide

Property Tax Appeal for Rental Properties

Property Tax Appeal Resources

Frequently Asked Questions

How do I appeal my property tax in Florida?
In Florida, you file a appeal with the Value Adjustment Board (VAB). An informal review is available before filing a formal appeal. The process has 3 levels: County Property Appraiser (Informal), Value Adjustment Board (VAB), Circuit Court.
When can I appeal my property tax in Florida?
25 days from TRIM notice The typical window is August - September.
What is Florida's property tax assessment ratio?
Florida assesses residential property at 100% of market value. Florida assesses property at 100% of just (market) value, subject to Save Our Homes and other caps.
How much can I save by appealing in Florida?
The median home in Florida is worth $338,000. If your assessment is 10% too high, you may be overpaying approximately $291 per year.
What evidence do I need for a Florida property tax appeal?
The strongest evidence for a Florida property tax appeal includes comparable sales (recent sales of similar homes nearby), photos of property condition issues, and documentation of assessment errors. The Value Adjustment Board (VAB) typically reviews 3-5 comparable sales within the last 6-12 months.
What is the effective property tax rate in Florida?
The effective property tax rate in Florida is approximately 0.86%. The median annual property tax bill is $2,907 on a median home value of $338,000.
Can I file a Florida property tax appeal online?
Yes, Florida offers online filing for property tax appeals. Check with your county Value Adjustment Board (VAB) for the specific online portal and submission requirements.

Ready to Appeal Your Florida Property Tax?

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