Morgan County Property Tax Appeal, Indiana

Travis BunnTravis Bunn·Updated July 22, 2026

Morgan County is located in central Indiana, just southwest of Indianapolis, with Martinsville as its county seat and largest city. The county has a population of approximately 75,000 residents and includes other communities such as Mooresville, Monrovia, and Brooklyn. Property tax appeals matter in Morgan County because with a median home value of $141,200 and an effective tax rate of 0.67%, homeowners pay a median annual property tax bill of $946, well below the national median of $2,400. This lower tax burden makes ensuring accurate assessments even more important for maintaining affordability, as even small overvaluations can significantly impact homeowners in a county where property taxes represent about 1.5% of yearly income.

Notable cities: Martinsville, Mooresville, Monrovia, Brooklyn

Median Home

$141,200

Tax Rate

0.67%

Annual Tax

$946

Population

75,000

On the typical Morgan County home, valued near $141,200 at the county’s effective tax rate of 0.67%, an over-assessment of even 10% means you are overpaying year after year until you appeal it. Here is how to find out if yours qualifies.

2026 Appeal Deadline: June 15, 2026, or 45 days after the Form 11 Notice of Assessment is mailed, whichever is later

Morgan County mails Form 11 assessment notices on or before April 30 each year. Property owners then have 45 days from the mailing date to file an appeal, or until June 15, 2026, whichever date is later. For 2025 notices (affecting taxes payable in 2026), the deadline was June 16, 2025. Missing this deadline means waiting a full year to appeal and paying higher taxes in the meantime.

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White Indiana house surrounded by trees on a sunny day. Morgan County appeal guide.

How Morgan County Assesses Property

100%of market value

Assessed by: Morgan County Assessor's Office

Assessment cycle: annual

Notices typically mailed: on or before April 30

In Morgan County, Indiana uses a 100% assessment ratio, meaning your property is assessed at its full market value. The Assessor's Office estimates market value in use for each of the county's 42,000+ parcels on an annual basis as of January 1, with values adjusted annually based on sales from the previous 12-month period. For example, if your home's market value is $141,200 (the county median), at Indiana's 100% assessment ratio your assessed value would be $141,200. After applying the standard homestead deduction of $48,000 and the supplemental homestead deduction of 40% (approximately $37,280), your taxable assessed value would be approximately $55,920, resulting in approximately $375 in annual taxes at Morgan County's effective rate of 0.67%.

The Appeal Process

Appeals are heard by the Property Tax Assessment Board of Appeals (PTABOA). After filing your appeal, the Assessor's Office will contact you for an informal review or preliminary conference, which may resolve your case without a formal hearing. If unresolved, you'll receive notice of a PTABOA hearing where you'll typically have 5-15 minutes to present your evidence, answer questions from the three-member board (appointed by the County Council and Commissioners), and explain why your assessment should be reduced.

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Step 1: Review your Form 11 Notice of Assessment mailed by April 30. Compare your assessed value to recent sales of similar properties in your neighborhood and verify that all property details (square footage, bedrooms, bathrooms, condition) are accurate on your property record card.

2

Step 2: Gather evidence to support your appeal, including comparable home sales from the past 12 months, photos of any property defects or needed repairs, a recent independent appraisal if available, and documentation of any errors in the property record card.

3

Step 3: Complete Form 130 (Taxpayer's Notice to Initiate an Appeal) available from the Indiana Department of Local Government Finance website or the Morgan County Assessor's Office. Include your parcel number, current assessed value, your opinion of correct value, and detailed reasons for disagreement.

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Step 4: File Form 130 with the Morgan County Assessor's Office by the deadline (June 15, 2026 or 45 days from notice mailing). Attach all supporting evidence. The Assessor's Office will contact you within 180 days to schedule an informal review or preliminary conference to discuss your appeal.

5

Step 5: If the informal review does not resolve your appeal, your case will be forwarded to the Morgan County Property Tax Assessment Board of Appeals (PTABOA) for a formal hearing within 120 days. Present your evidence at the hearing and be prepared to answer questions about your property's value.

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Step 6: If you disagree with the PTABOA decision, you may appeal to the Indiana Board of Tax Review (IBTR) within 45 days of receiving the PTABOA's determination notice. The IBTR conducts an independent review of your case.

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Step 7: If still unsatisfied after the IBTR decision, you may appeal to the Indiana Tax Court within 45 days, though this step typically requires legal representation and involves court filing fees.

Required form: Form 130 - Taxpayer's Notice to Initiate an Appeal

Filing Methods

mail:Morgan County Assessor's Office, 180 S Main St Suite 218, Martinsville, IN 46151
in-person:Morgan County Assessor's Office, 180 S Main St Suite 218, Martinsville, IN 46151 (Monday-Friday 8:00 AM - 4:00 PM)
email:assessor@morgancounty.in.gov
fax:765-342-1097

Evidence to Bring

Comparable sales (recent sales of similar properties in your neighborhood)Independent appraisal reportPhotographs showing property condition or defectsRepair estimates or contractor quotesProperty record card corrections (if data is inaccurate)Market analysis or broker's price opinion

Morgan County Assessor Contact

Morgan County Assessor's Office

Phone: 765-342-1065

Address: 180 S Main St, Suite 218, Martinsville, IN 46151

Website: https://morgancounty.in.gov/department/index.php?structureid=20

Hours: Monday - Friday, 8:00 AM - 4:00 PM

Tax Exemptions in Morgan County

Homestead Standard Deduction

$48,000 deduction from assessed value (2026 assessment year)

The primary property tax deduction for Indiana homeowners who own and occupy their home as their principal residence. For 2026, the standard deduction is $48,000 off the assessed value (phasing down from prior years).

Eligibility: Must own and occupy the property as your primary residence on the assessment date (January 1). One exemption per household. Property must be at least 1 acre or used primarily as a dwelling.Deadline: January 15 of the year following purchase or change of ownership (one-time application, renews automatically)

Supplemental Homestead Deduction

40% of the remaining assessed value after the Standard Homestead Deduction is applied (2026 assessment year)

An additional deduction applied automatically after the Standard Homestead Deduction for all qualifying homestead properties. This provides further reduction of the taxable assessed value.

Eligibility: Automatically applied to all properties that qualify for the Standard Homestead Deduction. No separate application required.Deadline: Same as Standard Homestead Deduction (January 15)

Over-65 Credit

$150 annual credit applied to property tax bill

A new credit (effective 2026) that replaced the former Over-65 Deduction, providing a flat dollar credit directly reducing the property tax bill for qualifying senior homeowners.

Eligibility: Must be age 65 or older by December 31 of the year before taxes are due. Adjusted gross income cannot exceed $60,000 for individuals or $70,000 for married couples filing jointly. Must own and reside in the property for at least one year. Property assessed value must be $240,000 or less.Deadline: January 15 (annual income recertification may be required)

Over-65 Circuit Breaker Credit

Limits tax increase to 2% annually (calculated based on prior year's tax liability)

Caps annual property tax increases at 2% per year for qualifying seniors, providing protection from large tax increases. This is separate from the standard 1% homestead circuit breaker cap.

Eligibility: Must be age 65+ and meet income limits: $30,000 AGI for single filers or $40,000 for joint filers. Must own and occupy the property. Total Indiana real property assessed value cannot exceed $199,999.Deadline: January 15

Disabled Veteran Property Tax Deduction/Credit

100% service-connected disabled veterans: Full exemption (no property tax owed). Partially disabled wartime veterans: $350 annual credit. Partially disabled veterans age 62+: $250 annual credit (credits can stack for maximum $600).

Indiana offers significant property tax relief for disabled veterans. As of 2026, the state transitioned from deductions to credits, with 100% disabled veterans receiving full exemption from property taxes on their primary residence.

Eligibility: Must be a veteran with a service-connected disability rating from the U.S. Department of Veterans Affairs. Must own and occupy the property as primary residence. The 2026 law removed the previous $240,000 assessed value cap, allowing all qualifying veterans to receive benefits regardless of home value.Deadline: December 30, 2026 for 2026 assessment year credits (use State Form 12662); must provide VA Award Letter and DD-214

Blind or Disabled Persons Deduction

Deduction amount varies; contact county auditor for current rates

Property tax deduction for homeowners who are legally blind or totally disabled and unable to engage in gainful employment.

Eligibility: Must be certified as legally blind or totally disabled by appropriate authority. Must own and occupy property as primary residence.Deadline: January 15

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Frequently Asked Questions

What is the deadline to appeal my property taxes in Morgan County for 2026?
The deadline to file a property tax appeal in Morgan County is June 15, 2026, or 45 days after your Form 11 Notice of Assessment is mailed, whichever date is later. Morgan County typically mails assessment notices on or before April 30 each year. This means if your notice was mailed by April 30, your appeal deadline is June 15, 2026. Missing this deadline means you must wait until the next assessment cycle to appeal, and you'll pay the higher assessed amount in the meantime. Always check the date on your assessment notice and count 45 days from that mailing date to be certain of your specific deadline.
How do I file a property tax appeal in Morgan County?
To file a property tax appeal in Morgan County, you must complete Form 130 (Taxpayer's Notice to Initiate an Appeal) and submit it to the Morgan County Assessor's Office by the deadline. You can obtain Form 130 from the Indiana Department of Local Government Finance website or request it from the Assessor's Office. Submit your completed form along with supporting evidence by mail to 180 S Main St Suite 218, Martinsville, IN 46151, in person during business hours (Monday-Friday 8:00 AM-4:00 PM), by email to assessor@morgancounty.in.gov, or by fax to 765-342-1097. Include evidence such as comparable sales, photos of your property, repair estimates, or an independent appraisal to support your claim that the assessed value is too high.
What is the homestead exemption worth in Morgan County?
In Morgan County, the homestead exemption consists of two parts for the 2026 assessment year: the Standard Homestead Deduction of $48,000 and the Supplemental Homestead Deduction of 40% of the remaining assessed value. For a home at the county's median value of $141,200, the standard deduction reduces the assessed value to $93,200, then the supplemental deduction (40% of $93,200 = $37,280) further reduces it to approximately $55,920. At Morgan County's 0.67% effective tax rate, this saves approximately $571 annually compared to having no exemption. The homestead exemption is available to all homeowners who own and occupy their property as their primary residence and requires only a one-time application that renews automatically each year.
What happens at a PTABOA hearing in Morgan County?
At a Morgan County Property Tax Assessment Board of Appeals (PTABOA) hearing, you will have the opportunity to present your case before a three-member board (one appointed by the County Council, two by the County Commissioners). You typically have 5-15 minutes to present your evidence explaining why your property's assessed value should be reduced. The board will review your comparable sales data, photos, appraisals, and other evidence, and may ask questions about your property's condition, features, or market value. The assessor's office will also present their rationale for the current assessment. After reviewing all evidence, the PTABOA will issue a written determination, usually within several weeks. If you disagree with their decision, you have 45 days to appeal to the Indiana Board of Tax Review.
How much can I save by appealing my property taxes in Morgan County?
The amount you can save by appealing your property taxes in Morgan County depends on how much your assessed value is reduced. With Morgan County's effective tax rate of 0.67%, every $10,000 reduction in assessed value saves you approximately $67 per year in property taxes. For example, if you successfully appeal and reduce your assessed value from $150,000 to $130,000 (a $20,000 reduction), you would save approximately $134 annually. Statistics show that about 25% of homes nationwide are over-assessed, with the average over-assessment being significant enough to warrant appeal. Given Morgan County's relatively low median tax bill of $946, even modest assessment reductions can provide meaningful savings over time.
What evidence do I need for a Morgan County property tax appeal?
For a successful Morgan County property tax appeal, you need objective evidence demonstrating that your property's assessed value exceeds its market value. The strongest evidence includes recent comparable sales (homes similar to yours that sold within the past 6-12 months in your neighborhood), showing lower sale prices than your assessment. An independent appraisal conducted by a licensed appraiser carries significant weight. Photographs documenting property defects, needed repairs, or condition issues help explain why your home's value is lower than assessed. Contractor estimates for necessary repairs provide dollar-amount support for condition adjustments. If your property record card contains errors (wrong square footage, incorrect number of bedrooms/bathrooms, or overstated features), bring documentation proving the correct information. The Morgan County PTABOA wants to see factual, market-based data rather than opinions about tax fairness.
Can I appeal my property taxes if I just bought my home in Morgan County?
Yes, you can appeal your property taxes in Morgan County even if you recently purchased your home, and your purchase price may actually serve as strong evidence for your appeal. If you bought your home in an arm's-length transaction (not from a family member or in a foreclosure/distress sale), your purchase price represents the true market value as of the sale date. Indiana assesses properties as of January 1 each year, so if you purchased your home recently and the assessed value significantly exceeds what you paid, this is compelling evidence for an appeal. You would file Form 130 by the June 15 deadline (or 45 days from your assessment notice) and include your closing documents, purchase agreement, and recent appraisal as evidence. However, remember to also apply for the homestead exemption within the proper timeline to ensure you receive all applicable deductions starting with your first full year of ownership.
Does Morgan County offer online filing for property tax appeals?
Morgan County does not currently offer a dedicated online portal for filing property tax appeals electronically. You must file Form 130 (Taxpayer's Notice to Initiate an Appeal) through traditional methods: in person at the Assessor's Office at 180 S Main St Suite 218 in Martinsville, by mail to the same address, by email to assessor@morgancounty.in.gov, or by fax to 765-342-1097. While some larger Indiana counties have implemented online appeal filing systems through platforms like Beacon or Engage, Morgan County requires physical or electronic submission of the completed form. The Indiana Board of Tax Review does offer an online portal called POPLAR for second-level appeals to the state board, but initial county-level appeals to the Morgan County PTABOA must be filed using the methods listed above. Always confirm receipt of your appeal by following up with the Assessor's Office at 765-342-1065.

Official Resources

For state-wide appeal information including Indiana's assessment ratio and deadlines, see our Indiana Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More Indiana Counties

Sources: https://morgancounty.in.gov/department/index.php?structureid=20 | http://www.tax-rates.org/indiana/morgan_county_property_tax | https://www.appealdesk.com/blog/how-to-appeal-property-taxes-in-indiana | https://propertytaxrates.org/exemptions/indiana/ | https://www.wishtv.com/news/politics/new-indiana-law-exempts-100-disabled-veterans-from-property-tax/ | https://en.wikipedia.org/wiki/Morgan_County,_Indiana

Last verified: 2026-07-22