AppealDesk

Floyd County Property Tax Appeal, Indiana

Travis BunnTravis Bunn·Updated July 22, 2026

Floyd County is located in southeastern Indiana along the Ohio River, with New Albany serving as the county seat. With a population of approximately 80,484 as of the 2020 census, Floyd County is part of the Louisville/Jefferson County metropolitan area and has the second-smallest land area in Indiana at 148 square miles. Major cities include New Albany, Georgetown, Floyds Knobs, and Greenville. Property tax appeals matter significantly here because Floyd County's median home value of $194,300 is substantially higher than the state median of $123,100, making accurate assessments critical for homeowners. At an effective tax rate of 0.85%, Floyd County property taxes are below both the Indiana state median of 1.01% and the national median of 1.02%, providing some relief to residents despite higher property values.

Notable cities: New Albany, Georgetown, Floyds Knobs, Greenville

Median Home

$194,300

Tax Rate

0.85%

Annual Tax

$1,850

Population

80,484

On the typical Floyd County home, valued near $194,300 at the county’s effective tax rate of 0.85%, an over-assessment of even 10% means you are overpaying year after year until you appeal it. Here is how to find out if yours qualifies.

2026 Appeal Deadline: June 15, 2026 (or 45 days from the date your assessment notice was mailed, whichever provides more time)

If your Form 11 assessment notice is mailed before May 1 of the assessment year, the filing deadline is June 15 of that year. If the Form 11 is mailed after April 30 of the assessment year, the filing deadline is 45 days from the mailing date. For 2026, most Floyd County property owners face a June 15, 2026 deadline.

See if your Floyd County home is over-assessed

Free analysis in 30 seconds. If the numbers support a appeal, your complete evidence packet is $49.

✓ All 50 states✓ Instant results✓ $49 flat fee
White Indiana house surrounded by trees on a sunny day. Floyd County appeal guide.

How Floyd County Assesses Property

100%of market value

Assessed by: Floyd County Assessor's Office

Assessment cycle: annual

Notices typically mailed: April (typically by April 30)

Indiana assesses property at 100% of market value, meaning your assessed value equals your home's fair market value. For example, if your home's market value is $194,300 (Floyd County's median), your assessed value would be $194,300 at Indiana's 100% assessment ratio. After applying the standard homestead deduction of $40,000 (for 2026) and the supplemental deduction, your taxable assessed value would be approximately $92,580, resulting in approximately $787 in annual taxes at Floyd County's effective rate of 0.85%.

The Appeal Process

Appeals are heard by the Property Tax Assessment Board of Appeals (PTABOA). PTABOA hearings are informal, quasi-judicial proceedings lasting approximately 15-30 minutes where you present your evidence to a panel of board members. Both you and the assessor will have the opportunity to present evidence and testimony, and the board will issue a written determination on your property's assessed value.

1

Step 1: Obtain Form 130 from the Floyd County Assessor's Office at 311 Hauss Square, Room 110, New Albany, or download it from the Indiana Department of Local Government Finance website at https://www.in.gov/dlgf/4971.htm

2

Step 2: Complete Form 130 with detailed evidence supporting your appeal, including comparable sales data, photographs of property condition issues, recent appraisals, or documentation of errors in the property record card

3

Step 3: File Form 130 with the Floyd County Assessor's Office by June 15, 2026 (or within 45 days of receiving your assessment notice). Keep proof of filing and copies of all submitted materials

4

Step 4: Participate in an informal preliminary meeting or conference with the county assessor. Many appeals are resolved at this stage through agreement on the correct assessed value

5

Step 5: If the informal review does not resolve your appeal, your case will be forwarded to the Floyd County Property Tax Assessment Board of Appeals (PTABOA) for a formal hearing, typically scheduled within 120 days

6

Step 6: Attend your PTABOA hearing and present your evidence. The board will issue a written determination (Form 115) typically within 180 days of the appeal filing

7

Step 7: If you disagree with the PTABOA decision, you may appeal to the Indiana Board of Tax Review (IBTR) by filing Form 131 within 45 days of receiving the PTABOA's determination

8

Step 8: If necessary, further appeals can be made to the Indiana Tax Court and ultimately the Indiana Supreme Court following IBTR's decision

Required form: Form 130 (State Form 53958) - Taxpayer's Notice to Initiate an Appeal

Filing Methods

in-person:Floyd County Assessor's Office, 311 Hauss Square, Room 110, New Albany, IN 47150
mail:Mail completed Form 130 to Floyd County Assessor's Office, 311 Hauss Square, Room 110, New Albany, IN 47150
email:Contact the Assessor's Office at (812) 948-5420 to inquire about email filing options

Evidence to Bring

Comparable sales data from similar properties in your neighborhood sold within the past yearRecent independent appraisal of your propertyPhotographs documenting property condition, defects, or needed repairsRepair estimates or contractor bids for significant issuesProperty record card printout showing any errors in square footage, features, or property characteristicsMarket analysis or listing information demonstrating lower values for similar properties

Floyd County Assessor Contact

Floyd County Assessor's Office

Phone: (812) 948-5420

Address: 311 Hauss Square, Room 110, New Albany, IN 47150

Website: https://in.gov/counties/floyd/department/assessors-office

Hours: Monday through Friday, 8:00 AM - 4:00 PM

Tax Exemptions in Floyd County

Standard Homestead Deduction

$40,000 for 2026 assessment year (phasing down from $48,000 in 2025)

The primary property tax deduction for owner-occupied residences in Indiana, reducing the assessed value of your home

Eligibility: Must own and occupy the property as your primary residence as of December 31 of the year prior to the assessmentDeadline: December 31 annually (though applications can be filed anytime; December 31 determines eligibility for the following year's taxes)

Supplemental Homestead Deduction

40% of assessed value remaining after standard deduction for 2026 (percentage is increasing in phases)

An additional deduction applied automatically after the standard homestead deduction, based on a percentage of remaining assessed value

Eligibility: Automatically applied to all properties receiving the standard homestead deductionDeadline: No separate application required; applies automatically with standard homestead deduction

Homeowner Tax Credit (New for 2026)

10% of property tax bill, up to a maximum of $300 per year

A new automatic 10% credit on the property tax bill for qualifying homesteads

Eligibility: Automatically applied to all qualifying homesteads by the county auditorDeadline: No application required; applied automatically

100% Disabled Veteran Property Tax Exemption

Full exemption - no property taxes owed on primary residence

Full property tax exemption for veterans with 100% service-connected disability rating or Individual Unemployability status

Eligibility: Veterans with 100% VA disability rating or Individual Unemployability (IU) status, no home value capDeadline: Registration open through December 30, 2026; applies to 2027 tax bills

Disabled Veteran Property Tax Credits

$350 credit for partially disabled wartime veterans; $250 credit for disabled veterans age 62+; credits can combine for up to $600 maximum

Annual tax credits for partially disabled veterans based on disability rating and age

Eligibility: Veterans with 10% to 90% service-connected disability, served 90+ days, honorable discharge; no home value cap as of 2026Deadline: December 31 annually

Over-65 Circuit Breaker

Limits annual property tax increase to 2% per year

Caps annual property tax increases for qualifying senior homeowners

Eligibility: Age 65 or older with strict income limitations (income limits vary; contact county auditor for current thresholds)Deadline: Annual application and income recertification required; deadline December 31

Floyd County Appeal Packet — $49

Comparable sales evidence, county-specific filing guide, and professional cover letter. Enter your address to get started.

✓ All 50 states✓ Instant results✓ $49 flat fee

Frequently Asked Questions

What is the deadline to appeal my property taxes in Floyd County for 2026?
The deadline to file a property tax appeal in Floyd County is June 15, 2026, for most homeowners. However, if your Form 11 assessment notice was mailed after April 30, 2026, you have 45 days from the date the notice was mailed to file your appeal. It's critical to file Form 130 by whichever deadline applies to your situation, as missing the deadline means you must wait until the following year to challenge your assessment. The Form 130 must be submitted to the Floyd County Assessor's Office at 311 Hauss Square, Room 110, in New Albany, and you should keep proof of filing such as a certified mail receipt or date-stamped copy of your appeal.
How do I file a property tax appeal in Floyd County, Indiana?
To file a property tax appeal in Floyd County, you must complete Form 130 (Taxpayer's Notice to Initiate an Appeal) and submit it to the Floyd County Assessor's Office at 311 Hauss Square, Room 110, New Albany, IN 47150, by the June 15, 2026 deadline. The form is available from the assessor's office or can be downloaded from the Indiana Department of Local Government Finance website. Your appeal should include detailed evidence such as comparable sales data from similar properties, photographs of your property showing condition issues, a recent appraisal, or documentation of errors in your property record card. After filing, you'll participate in an informal conference with the assessor, and if unresolved, your appeal will proceed to a formal hearing before the Property Tax Assessment Board of Appeals (PTABOA).
What is the homestead exemption worth in Floyd County, Indiana?
The homestead deduction in Floyd County for the 2026 assessment year consists of two parts: a $40,000 standard deduction plus a 40% supplemental deduction on the remaining assessed value. For Floyd County's median home value of $194,300, the standard deduction reduces your assessed value to $154,300, and the supplemental deduction removes another $61,720 (40% of $154,300), leaving a taxable assessed value of approximately $92,580. This results in annual tax savings of approximately $863 compared to not having the homestead deduction. Additionally, all qualifying homesteads now receive an automatic 10% homeowner credit on the tax bill, worth up to $300, bringing total potential savings to over $1,100 annually for a median-value home in Floyd County.
What happens at a Property Tax Assessment Board of Appeals (PTABOA) hearing in Floyd County?
A PTABOA hearing in Floyd County is an informal, quasi-judicial proceeding where you present evidence to a panel of board members who are knowledgeable in property valuation. The hearing typically lasts 15-30 minutes, and you'll have the opportunity to present your evidence, including comparable sales, appraisals, photographs, and testimony about your property's value or condition. The county assessor will also present their evidence supporting the current assessment. The PTABOA board must provide at least 30 days notice before your hearing, and after reviewing all evidence, the board will issue a written determination (Form 115) on your property's assessed value, typically within 180 days of your initial appeal filing. If you disagree with the PTABOA's decision, you have 45 days to appeal to the Indiana Board of Tax Review.
How much can I save by appealing my property taxes in Floyd County?
The amount you can save by appealing your Floyd County property taxes depends on how much your assessment is reduced. With Floyd County's effective tax rate of 0.85%, every $10,000 reduction in assessed value saves you approximately $85 per year in property taxes. For example, if you successfully appeal and reduce your home's assessed value from $200,000 to $180,000 (a $20,000 reduction), you would save approximately $170 annually. Over a typical three-to-five-year period until the next reassessment, this amounts to $850 to $1,700 in total savings. Nationally, statistics show that approximately 25% of homes are overassessed, with successful appeals resulting in an average reduction of $1,346 in annual property taxes. Given Floyd County's higher-than-average home values, successful appeals here can yield substantial savings for homeowners who can demonstrate their property is overvalued.
What evidence do I need for a successful Floyd County property tax appeal?
To win a property tax appeal in Floyd County, you need concrete evidence that your property's assessed value exceeds its actual market value. The most effective evidence includes recent sales data from at least three comparable properties in your neighborhood that sold for less than your assessed value (ideally within the past 6-12 months), with similar square footage, age, condition, and features. A recent independent appraisal from a licensed appraiser carries significant weight with the PTABOA. Photographs documenting property defects, needed repairs, or adverse conditions that affect value are also valuable. If your property record card contains errors (incorrect square footage, wrong number of bathrooms, listed features you don't have), bring documentation proving these mistakes. The assessor's office evaluates properties based on fair market value, so your evidence should demonstrate what a willing buyer would actually pay for your home in an arm's-length transaction as of the January 1 assessment date.
Can I appeal my Floyd County property taxes online?
Currently, Floyd County does not offer a dedicated online portal for filing property tax appeals directly through a website. You must submit your Form 130 appeal either in person at the Floyd County Assessor's Office at 311 Hauss Square, Room 110, in New Albany, or by mail to the same address. However, you can download Form 130 online from the Indiana Department of Local Government Finance website at https://www.in.gov/dlgf/4971.htm. While the initial filing must be submitted physically or by mail, you should contact the assessor's office at (812) 948-5420 to inquire whether they accept email submissions or electronic supporting documents for your appeal. The county does maintain an online property record database where you can research your property information and comparable sales to build your appeal case before filing.
What are the veteran property tax exemptions available in Floyd County, Indiana for 2026?
Floyd County veterans have several significant property tax benefits available for 2026 under Indiana's new veteran benefit system. Veterans with a 100% service-connected disability rating or Individual Unemployability status now receive a complete property tax exemption on their primary residence with no home value cap, meaning they pay zero property taxes. Partially disabled wartime veterans (10% to 90% disability) are eligible for a $350 annual tax credit, while disabled veterans age 62 and older qualify for an additional $250 credit, and these can be combined for a maximum benefit of $600 if eligible for both. The previous assessed value cap of $240,000 has been eliminated, so all qualifying veterans can now receive these benefits regardless of their home's value. Applications must be submitted to the Floyd County Auditor's Office, with registration for the new system open through December 31, 2026, and these benefits will apply to tax bills payable in 2027.

Official Resources

Floyd County Assessor's Office Website →

Official website for Floyd County Assessor's Office with property information, assessment details, and contact information for appeals.

Indiana Department of Local Government Finance - Appeals & Forms →

Download Form 130 and access official guidance on the Indiana property tax appeal process from the state Department of Local Government Finance.

Indiana Property Tax Benefits Information →

Comprehensive information about Indiana's property tax appeal process, including deadlines, procedures, and what to expect at each stage of an appeal.

Floyd County Auditor's Office - Property Tax Exemptions →

Information about homestead exemptions, veteran benefits, and other property tax deductions available to Floyd County homeowners.

For state-wide appeal information including Indiana's assessment ratio and deadlines, see our Indiana Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More Indiana Counties

Allen County (Fort Wayne)Hamilton County (Noblesville)Johnson County (Greenwood)Kosciusko County (Warsaw)Lake County (Gary)Marion County (Indianapolis)
← All Indiana property tax appeal info

Sources: https://in.gov/counties/floyd/department/assessors-office | https://www.ownwell.com/trends/indiana/floyd-county | https://www.tax-rates.org/indiana/floyd_county_property_tax | https://www.in.gov/dlgf/4971.htm | https://propertytaxrates.org/exemptions/indiana/ | https://www.wishtv.com/news/politics/new-indiana-law-exempts-100-disabled-veterans-from-property-tax/

Last verified: 2026-07-22