AppealDesk

Clark County Property Tax Appeal, Indiana

Travis BunnTravis Bunn·Updated July 22, 2026

Clark County, Indiana, is located directly across the Ohio River from Louisville, Kentucky, and is part of the Louisville metropolitan area. With a county seat in Jeffersonville and a 2026 population estimated at 133,139, major cities include Jeffersonville (population 49,447), Clarksville (21,900), and Charlestown. Property tax appeals matter in Clark County because while the county's median effective rate of 0.82% is below the national median of 1.02%, homeowners still face assessment challenges. With median home values at $125,800, significantly lower than the national average, accurate assessments are crucial for fair taxation. Clark County's median annual property tax bill of $1,036 is well below the national median of $2,400, but assessment errors can still cost homeowners hundreds of dollars annually.

Notable cities: Jeffersonville, Clarksville, Charlestown, Sellersburg

Median Home

$125,800

Tax Rate

0.82%

Annual Tax

$1,036

On the typical Clark County home, valued near $125,800 at the county’s effective tax rate of 0.82%, an over-assessment of even 10% means you are overpaying year after year until you appeal it. Here is how to find out if yours qualifies.

2026 Appeal Deadline: 45 days from the date of your Form 11 Notice of Assessment, or June 15, 2026 (whichever is later)

Indiana law requires appeals to be filed within 45 days of receiving your Form 11 Notice of Assessment, which is typically mailed in spring. If no Form 11 notice is received, the deadline is the later of May 10 or 45 days after the tax bill date. For most Clark County homeowners receiving notices before May 1, the practical deadline is June 15, 2026 for the 2026 assessment year.

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How Clark County Assesses Property

100%of market value

Assessed by: Clark County Assessor's Office

Assessment cycle: annual

Notices typically mailed: Spring (typically April-May)

Indiana assesses property at 100% of market value using an annual trending process. The Clark County Assessor's Office performs trending analysis each year by researching sales of properties over the previous 14-month period to account for market changes. For example: If your home's market value is $125,800 (Clark County's median), at Indiana's 100% assessment ratio your assessed value would be $125,800. After applying the standard homestead deduction of $40,000 for 2026, your taxable assessed value would be $85,800, resulting in approximately $704 in annual taxes at the county's effective rate of 0.82%.

The Appeal Process

Appeals are heard by the Property Tax Assessment Board of Appeals (PTABOA). PTABOA hearings in Clark County are informal, quasi-judicial proceedings typically lasting 15-30 minutes. Both you and the assessor present evidence, and the board issues a written determination. Hearings are held monthly on the second Tuesday at 1:30pm in the Clark County Government Building.

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Step 1: Review your Form 11 Notice of Assessment when you receive it in the spring and compare your assessed value to recent sales of similar properties in your neighborhood using the county assessor's online portal.

2

Step 2: Gather supporting evidence including comparable sales data (properties sold within the past 12-18 months), photographs showing property condition issues, repair estimates for needed work, and a recent appraisal if available.

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Step 3: Complete Form 130 (Taxpayer's Notice to Initiate an Appeal) stating your opinion of the correct value and detailed reasons for disagreement. File this form with the Clark County Assessor's Office within 45 days of your Form 11 notice date or by June 15, 2026.

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Step 4: Participate in an informal review with the assessor's office, which resolves many cases without a formal hearing. The assessor will review your evidence and make a recommendation within 120 days of filing.

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Step 5: If the informal review does not resolve your appeal, your case is forwarded to the Property Tax Assessment Board of Appeals (PTABOA). PTABOA hearings are held the second Tuesday of each month starting at 1:30pm in Room 418 of the Clark County Government Building.

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Step 6: If you disagree with the PTABOA decision, you may appeal to the Indiana Board of Tax Review (IBTR) by filing Form 131 within 45 days of receiving the PTABOA's Form 115 determination.

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Step 7: If still dissatisfied after the IBTR decision, you may appeal to the Indiana Tax Court as a final option, though legal representation is strongly recommended at this level.

Required form: Form 130 - Taxpayer's Notice to Initiate an Appeal

Filing Methods

mail:Clark County Assessor's Office, 300 Corporate Drive, Room 104, Jeffersonville, IN 47130
in-person:Clark County Government Center, 300 Corporate Drive, Room 104, Jeffersonville, IN 47130
email:Contact assessor's office at (812) 285-6225 for email filing instructions

Evidence to Bring

Comparable sales of similar properties sold within the past 12-18 monthsPhotographs documenting property condition, defects, or damageIndependent appraisal prepared by a licensed appraiserRepair estimates or contractor quotes for needed workProperty record card showing incorrect information about your home's features

Clark County Assessor Contact

Clark County Assessor's Office

Phone: (812) 285-6225

Address: Clark County Government Center, 300 Corporate Drive, Room 104, Jeffersonville, IN 47130

Website: https://co.clark.in.us/index.php/clark-county-indiana-government/clark-county-indiana-assessor-s-office

Online Portal: https://engage.xsoftinc.com/clark/

Tax Exemptions in Clark County

Homestead Standard Deduction

$40,000 for 2026 (phasing down from $48,000 in 2025)

Reduces the assessed value of your primary residence, providing the foundation for property tax savings in Indiana.

Eligibility: Must own and occupy the property as your primary residence on December 31 of the year preceding the assessment. Cannot claim similar exemptions in another state or elsewhere in Indiana.Deadline: December 31, 2026 for 2027 tax year; typically filed at closing via Sales Disclosure Form or by filing State Form 5473 (Form HC10) with the County Auditor

Supplemental Homestead Deduction

40% of assessed value remaining after standard deduction (capped at 75% of total assessed value)

Additional deduction applied automatically after the standard homestead deduction, providing further savings based on a percentage of remaining assessed value.

Eligibility: Automatically applied to properties receiving the standard homestead deduction. No separate application required.Deadline: Automatically applied when homestead deduction is in place

Homestead Tax Credit

10% of property tax liability, up to maximum of $300

New for 2026, this automatic credit reduces your tax bill directly rather than reducing assessed value.

Eligibility: Automatically applied to all qualifying homestead properties. No application needed.Deadline: Applied automatically by County Auditor

Over 65 Credit

$150 annual credit applied directly to tax bill

Annual credit for senior citizens, replacing the previous Over 65 Deduction starting in 2026.

Eligibility: Must be 65 or older by December 31 of the year before taxes are due. Must own and reside in the property for at least one year. Income limits: $60,000 for individuals, $70,000 for couples.Deadline: January 15, 2026 for 2026 tax year (even if previously receiving the deduction, reapplication recommended)

Over 65 Circuit Breaker Credit

Limits tax increase to 2% annually compared to prior year

Caps annual property tax increases at 2% per year for qualifying seniors, providing long-term protection from tax spikes.

Eligibility: Age 65 or older, income limits expanded to $60,000 (individual) or $70,000 (couples), assessed value cap removed for 2026. Must own and reside in property.Deadline: January 15, 2026 for 2026 tax year benefits

100% Disabled Veteran Exemption

100% exemption - zero property taxes owed on primary residence

New for 2026: Full property tax exemption for veterans with 100% service-connected disability or Individual Unemployability status.

Eligibility: 100% VA disability rating or Individual Unemployability (IU) status. Must have served at least 90 days and received honorable discharge. No home value cap.Deadline: December 30, 2026 for 2027 tax year

Disabled Veteran Credits

$350 credit for wartime disabled veterans (any disability %); $250 credit for disabled veterans age 62+ (10%+ rating); credits can be combined for up to $600 maximum

Tax credits for partially disabled veterans, replacing previous deduction system in 2026.

Eligibility: Served at least 90 days, honorable discharge, service-connected disability rating. Age and wartime service requirements vary by credit type.Deadline: December 30, 2026 for 2027 tax year

Blind/Disabled Credit

$125 annual credit

Credit for blind or disabled homeowners, converted from a deduction to a credit in 2026.

Eligibility: Must be legally blind or have a permanent and total disability certified by Social Security, VA, or physician.Deadline: January 15, 2026 (reapplication required even if previously receiving the deduction)

Clark County Appeal Statistics

Avg Reduction

$526

% Who Appeal

approximately 3% (1,500 appeals in recent year out of approximately 50,000 parcels)

Clark County Appeal Packet — $49

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Frequently Asked Questions

What is the deadline to appeal my property taxes in Clark County for 2026?
The appeal deadline in Clark County is 45 days from the date your Form 11 Notice of Assessment was mailed, or June 15, 2026, whichever is later. Indiana law provides that if no Form 11 notice is issued, you have until the later of May 10 or 45 days after your tax bill date to file. Most Clark County homeowners receive their Form 11 notices in April or May, making June 15, 2026 the practical deadline for most residents. Missing this deadline means you must wait until next year to challenge your assessment.
How do I file a property tax appeal in Clark County, Indiana?
To file an appeal in Clark County, complete Form 130 (Taxpayer's Notice to Initiate an Appeal) and submit it to the Clark County Assessor's Office at 300 Corporate Drive, Room 104, Jeffersonville, IN 47130, within 45 days of receiving your assessment notice. You can file by mail, in person, or by contacting the office at (812) 285-6225 for email filing options. Include your property identification number, your opinion of the correct value, and detailed reasons for disagreement. After filing, your case will first go through an informal review with the assessor, which resolves many appeals without a formal hearing.
What is the homestead exemption worth in Clark County?
Clark County homeowners receive Indiana's homestead deduction, which for the 2026 assessment year includes a $40,000 standard deduction plus a supplemental deduction of 40% of the remaining assessed value. For Clark County's median home valued at $125,800, this means a $40,000 reduction plus another $34,320 (40% of $85,800), reducing taxable value to approximately $51,480. Additionally, all homestead properties automatically receive a 10% tax credit (up to $300) starting in 2026. On the median Clark County home, these combined benefits save homeowners approximately $450-500 annually. The homestead deduction is filed once with the County Auditor, typically at closing when you purchase your home.
What happens at a PTABOA hearing in Clark County?
If your appeal isn't resolved through informal review with the assessor, it advances to the Property Tax Assessment Board of Appeals (PTABOA). Clark County PTABOA hearings are held on the second Tuesday of each month starting at 1:30pm in Room 418 of the Clark County Government Building. These are informal, quasi-judicial proceedings typically lasting 15 to 30 minutes where both you and the assessor present evidence supporting your positions. You should bring comparable sales data, photographs of your property, and any appraisals or repair estimates. The board reviews all evidence and issues a written determination. If you disagree with the PTABOA decision, you have 45 days to appeal to the Indiana Board of Tax Review.
How much can I save by appealing my property taxes in Clark County?
Successful property tax appeals in Clark County save homeowners an average of $526 per year, though actual savings vary based on your property's overassessment. With Clark County's effective tax rate of 0.82%, a $10,000 reduction in assessed value saves approximately $82 annually, while a $50,000 reduction saves about $410 per year. These savings continue every year until the next reassessment. Clark County Assessor Butch Love reported approximately 1,500 appeals in a recent year (about 3% of property owners), indicating that many homeowners successfully challenge their assessments. Given that approximately 25% of homes nationally are overassessed, Clark County homeowners should review their assessments carefully each year.
What evidence do I need for a Clark County property tax appeal?
The most effective evidence for a Clark County appeal includes recent comparable sales of similar properties in your neighborhood sold within the past 12-18 months, an independent appraisal from a licensed appraiser, and photographs documenting property condition issues or needed repairs. Indiana law doesn't require a formal appraisal, comparable sales data, repair estimates, and documentation of property defects are all acceptable evidence. Also review your property record card for errors about square footage, number of rooms, or features like garages or pools that don't exist. The Clark County Assessor performs annual trending analysis using neighborhood sales data, so showing that your property's unique characteristics justify a lower value than the trend can be particularly effective.
Can senior citizens get additional property tax relief in Clark County?
Yes, Clark County seniors age 65 and older qualify for multiple property tax benefits beyond the standard homestead deduction. The new Over 65 Credit provides $150 annually starting in 2026 for seniors meeting income limits ($60,000 for individuals, $70,000 for couples). The Over 65 Circuit Breaker Credit caps annual tax increases at just 2% per year, protecting against assessment spikes, this benefit has been expanded in 2026 by removing the previous assessed value cap of $240,000. These benefits stack with the standard homestead deduction and the new 10% homestead credit. Seniors must file an application with the Clark County Auditor's Office by January 15, 2026, and provide a copy of their federal tax return as proof of income within two weeks.
What property tax benefits are available for veterans in Clark County?
Clark County veterans with service-connected disabilities qualify for significant property tax benefits under Indiana's 2026 law changes. Veterans with 100% disability ratings or Individual Unemployability status now receive a complete property tax exemption, paying zero property taxes on their primary residence with no home value cap. Partially disabled wartime veterans receive a $350 annual credit, while disabled veterans age 62 and older with at least a 10% rating get a $250 credit; these can be combined for up to $600 in total credits. The previous $240,000 assessed value cap has been eliminated, making these benefits available to all qualifying veterans regardless of home value. Veterans must apply through the Clark County Auditor's Office by December 30, 2026 for benefits on the 2027 tax bill, bringing their DD-214 and VA disability rating documentation.

Official Resources

Clark County Assessor's Office Official Website →

Access property records, assessment information, and contact the assessor's office for questions about your property valuation.

Clark County Property Search Portal →

Search and view property records, assessed values, tax history, and parcel information for all Clark County properties.

Indiana Department of Local Government Finance - Property Tax Appeals →

Official state guidance on the property tax appeal process, including Form 130 instructions and PTABOA procedures.

Indiana Property Tax Deductions and Credits Information →

State resources for homestead exemptions, senior credits, veteran benefits, and all available property tax deductions in Indiana.

For state-wide appeal information including Indiana's assessment ratio and deadlines, see our Indiana Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More Indiana Counties

Allen County (Fort Wayne)Boone County (Lebanon)DeKalb County (Auburn)Floyd County (New Albany)Fulton County (Rochester)Grant County (Marion)
← All Indiana property tax appeal info

Sources: https://www.tax-rates.org/indiana/clark_county_property_tax | https://co.clark.in.us/index.php/clark-county-indiana-government/clark-county-indiana-assessor-s-office | https://www.in.gov/dlgf/appeals-property-tax/ | https://faqs.in.gov/hc/en-us/articles/115005066947-How-do-I-appeal-the-assessment-of-my-home | https://propertytaxrates.org/exemptions/indiana/ | https://worldpopulationreview.com/us-counties/indiana/clark-county

Last verified: 2026-07-22