Chesterfield County Property Tax Appeal — Virginia

Rob Hartley·Updated February 15, 2026

Chesterfield County, Virginia is a rapidly growing suburban county located south of Richmond with a population of over 360,000. The county seat is Chesterfield Court House, and major population centers include Midlothian, Chester, Bon Air, and North Chesterfield. With a median home value of approximately $331,100 and an effective property tax rate of 0.89% (for 2026), property owners pay a median annual tax bill of $2,962, which is above the national median of $2,400. The county's property tax burden is particularly significant given Virginia's 100% assessment ratio and annual reassessments.

Notable cities: Midlothian, Chester, Bon Air, North Chesterfield

Median Home

$331,100

Tax Rate

0.89%

Annual Tax

$2,962

Population

360,000+

2026 Appeal Deadline: March 15

The annual deadline to appeal to Real Estate Assessment is March 15. Any application that fails to submit the required information by the March 15 deadline will not be processed. This is a prerequisite to appealing to the Board of Equalization, which has an April 15 deadline.

Property in Chesterfield County, Virginia — local tax assessment and appeal guide

How Chesterfield County Assesses Property

100%of market value

Assessed by: Department of Real Estate Assessments

Assessment cycle: annual

Notices typically mailed: February 1

In Virginia, properties are assessed at 100% of their fair market value, meaning your assessed value equals your property's market value. For example, if your home's market value is $331,100 (the county median), your assessed value would be $331,100. At Chesterfield County's 2026 tax rate of $0.89 per $100 of assessed value, this would result in approximately $2,948 in annual property taxes.

The Appeal Process

Appeals are heard by the Board of Equalization. The Board of Equalization is an independent board appointed by a Circuit Court judge and trained by the Virginia Department of Taxation. You will present your case and evidence to support your requested assessment reduction.

Step 1: Review your property assessment on the Real Estate Assessment Data (READ) database or contact Real Estate Assessments at(804) 748-1321 to obtain information about your assessed value

Step 2: Contact Real Estate Assessments by email or phone(804) 748-1321) to request access to the online appeal application

Step 3: Complete the online application, including up to three comparable properties supporting your opinion of value, and submit by March 15

Step 4: An appraiser will review your appeal and may contact you for additional information or to schedule a property inspection

Step 5: If unsatisfied with the outcome, appeal to the Board of Equalization by April 15 (must first appeal to Real Estate Assessments)

Step 6: If still unsatisfied, you may appeal to Circuit Court within the timeframes specified by Virginia law

Required form: Online application through Real Estate Assessments office

Filing Methods

online:Contact Real Estate Assessments at(804) 748-1321 or by email to request access to the online application

mail:P.O. Box 40, Chesterfield, VA 23832

in-person:6801 Mimms Loop, Chesterfield, VA 23832

Evidence to Bring

Comparable sales of similar propertiesPhotos showing property conditionRepair estimates or documentation of defectsIncome and expense statements (for income-producing properties)

Chesterfield County Assessor Contact

Department of Real Estate Assessments

Phone: ((804) 748-1321

Address: 6801 Mimms Loop, Chesterfield, VA 23832

Website: https://www.chesterfield.gov/823/Real-Estate-Assessments

Online Portal: https://www.chesterfield.gov/828/Real-Estate-Assessment-Data

Hours: Monday - Friday 8:30 a.m. - 5:00 p.m.

Tax Exemptions in Chesterfield County

Elderly and Disabled Tax Relief

Varies based on income and net worth

Provides real estate tax relief for qualifying seniors 65+ and permanently disabled residents

Eligibility: Must be 65+ or permanently disabled as of December 31, meet income and net worth requirements, and occupy property as principal residenceDeadline: Contact Commissioner of Revenue for specific deadline

100% Disabled Veterans Exemption

100% exemption

Complete exemption from real estate taxes for qualifying disabled veterans

Eligibility: Veterans rated by VA as 100% service-connected, permanent and total disability who occupy the property as principal residenceDeadline: No annual reapplication required once approved

Surviving Spouse Exemptions

100% exemption

Real estate tax exemptions for surviving spouses of military members killed in action or emergency service providers killed in line of duty

Eligibility: Surviving spouse must occupy the property as principal residenceDeadline: Contact Commissioner of Revenue for details

Official Resources

Chesterfield County Real Estate Assessment Data (READ) →

Search current property assessments, view property records, and access assessment information online.

Chesterfield County Department of Real Estate Assessments →

Official county assessor website with appeal information, tax programs, and assessment facts.

Commissioner of Revenue - Tax Relief and Exemptions →

Information and applications for elderly, disabled, veteran, and surviving spouse property tax exemptions.

Chesterfield County Treasurer's Office →

Pay property taxes online, view tax deadlines, and access billing information.

Check Your Chesterfield County Assessment

Enter your address to see if your Chesterfield County property is overassessed.

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Frequently Asked Questions

What is the deadline to appeal my property taxes in Chesterfield County?

The deadline to appeal your real estate assessment in Chesterfield County is March 15 each year. This is a firm deadline - applications that fail to submit all required information by March 15 will not be processed. If you're unsatisfied with the Real Estate Assessments decision, you can then appeal to the Board of Equalization by April 15. Note that appealing to Real Estate Assessments first is a required prerequisite before appealing to the Board of Equalization.

How do I file a property tax appeal in Chesterfield County online?

To file online, you must first contact the Department of Real Estate Assessments at(804) 748-1321 or by email to request access to the online appeal application. Once you receive access, you'll need to complete a separate application for each property you wish to appeal, including up to three comparable properties that support your opinion of value. The application must be submitted with all supporting documentation by the March 15 deadline. The office is located at 6801 Mimms Loop if you prefer to visit in person.

What is the elderly tax relief worth in Chesterfield County?

Chesterfield County offers real estate tax relief for elderly residents aged 65 and older who meet specific income and net worth requirements. The amount of relief varies based on your individual financial situation, including household income and net worth. To apply, you must schedule an appointment with the Commissioner of Revenue's office and bring necessary documentation. The county recently allocated an additional $5 million to this program in the FY26 budget to accommodate the growing number of participants and potentially expand eligibility criteria.

What happens at a Board of Equalization hearing in Chesterfield County?

At a Board of Equalization hearing, you'll present your case to an independent board appointed by a Circuit Court judge and trained by the Virginia Department of Taxation. You should bring evidence supporting your requested assessment reduction, such as comparable sales data, photos of property conditions, and any repair estimates. The Board will review your evidence and make a determination about whether your assessment should be adjusted. Remember, you must first appeal to Real Estate Assessments by March 15 before you can appeal to the Board of Equalization by April 15.

How much can I save by appealing my property taxes in Chesterfield County?

The amount you can save depends on how much your assessment is reduced through the appeal process. For example, if your home is assessed at $400,000 and you successfully argue for a 10% reduction to $360,000, you would save $356 annually at the 2026 tax rate of $0.89 per $100 of assessed value. While the county doesn't publish official success rates, property owners who can demonstrate their assessment is higher than comparable properties or that their property has condition issues may receive reductions. Remember that filing an appeal doesn't guarantee a reduction.

What evidence do I need for a Chesterfield County property tax appeal?

For a successful appeal, you should gather evidence showing your property is overassessed compared to its market value. This includes recent sales data for up to three comparable properties in your neighborhood (similar size, age, and features), photographs documenting any property defects or needed repairs, professional repair estimates or inspection reports, and any other documentation showing why your assessment is too high. For income-producing properties, you must also provide income and expense statements for the past three years and a current rent roll certified for accuracy.

Can I appeal my personal property taxes on vehicles in Chesterfield County?

Yes, you can appeal personal property tax assessments on vehicles, boats, trailers, and other personal property in Chesterfield County. Personal property appeals must be filed within one year from the end of the tax year or within one year from the date of assessment, whichever is later. You can file online through the Citizen Portal or submit a written appeal to the Commissioner of Revenue at P.O. Box 124, Chesterfield, VA 23832. Common reasons for appeals include disagreement with vehicle valuation or claiming high mileage discounts based on J.D. Power mileage tables.

What special assessment districts affect property taxes in Chesterfield County?

Chesterfield County has three special assessment districts with supplemental real estate taxes: the Chesterfield Towne Center area (additional $0.02 per $100), the Eastern Midlothian Service District along Midlothian Turnpike ($0.03 per $100), and one community development authority. These districts were created to finance landscaping improvements and ongoing maintenance. If your property is located within these districts, you'll pay the supplemental tax in addition to the regular county property tax rate of $0.89 per $100, so it's important to verify whether your property falls within these boundaries when calculating your total tax obligation.

For state-wide appeal information including Virginia's assessment ratio and deadlines, see our Virginia Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More Virginia Counties

Fairfax County (Fairfax)Henrico County (Richmond)Loudoun County (Leesburg)Prince William County (Manassas)

← All Virginia property tax appeal info

Sources: https://www.chesterfield.gov/823/Real-Estate-Assessments | https://www.chesterfield.gov/4247/Appeal-of-Assessment | https://www.chesterfield.gov/1143/Real-Estate-Tax-Relief-and-Exemptions | https://www.ownwell.com/trends/virginia/chesterfield-county/chesterfield

Last verified: 2026-02-15