AppealDesk

Llano County Property Tax Protest, Texas

Travis BunnTravis Bunn·Updated July 22, 2026

Llano County is located on the Edwards Plateau in Central Texas, with a population of approximately 23,400 as of 2025. The county seat is Llano, while Horseshoe Bay is the largest city with about 5,600 residents. Property taxes in Llano County are notably above national averages, with a median property tax bill of $3,130 compared to the national median of $2,400. The county's effective property tax rate of 1.12% is also higher than the national median of 1.02%, making property tax protests particularly valuable for local homeowners seeking to reduce their tax burden.

Notable cities: Llano, Horseshoe Bay, Kingsland, Sunrise Beach Village

Median Home

$280,000

Tax Rate

1.12%

Annual Tax

$3,130

Population

23,400

On the typical Llano County home, valued near $280,000 at the county’s effective tax rate of 1.12%, an over-assessment of even 10% means you are overpaying year after year until you protest it. Here is how to find out if yours qualifies.

2026 Protest Deadline: May 15, 2026, or 30 days after your Notice of Appraised Value was mailed, whichever is later

The standard protest deadline in Texas is May 15. However, if the Llano Central Appraisal District mails your Notice of Appraised Value after April 15, 2026, you have 30 days from the mailing date, whichever is later. The exact deadline is printed on your notice. Missing this deadline forfeits your right to protest for the entire 2026 tax year.

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White two-story Texas home with shade trees. Llano County protest guide.

How Llano County Assesses Property

100%of market value

Assessed by: Llano Central Appraisal District

Assessment cycle: annual

Notices typically mailed: April-May

Texas law requires all properties to be assessed at 100% of market value, meaning there is no fractional assessment ratio. If your home's market value is $280,000, at Texas's 100% assessment ratio your assessed value would be $280,000. At Llano County's effective tax rate of 1.12%, this would result in approximately $3,136 in annual property taxes before any exemptions are applied.

The Protest Process

Appeals are heard by the Appraisal Review Board (ARB). The ARB hearing is an informal proceeding where you present evidence to a panel of citizens authorized to resolve disputes between property owners and the appraisal district. You'll have 15-20 minutes to present comparable sales data, photos, and other evidence supporting your requested value.

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Step 1: Review your Notice of Appraised Value carefully when it arrives in April or May. Note the deadline printed on the notice and verify your property information is accurate.

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Step 2: Research comparable properties in your area using the Llano CAD property search at esearch.llanocad.net. Gather evidence including recent sales of similar homes, photographs of property condition issues, and repair estimates.

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Step 3: File your protest before the deadline using Form 50-132 (Notice of Protest). You can file online at portal.llanocad.net, in person, or by mail to 103 E. Sandstone St., Llano, TX 78643-2039.

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Step 4: Request and attend an informal review meeting with an appraisal district appraiser. This is an optional preliminary step where many protests are resolved without a formal hearing. In 2023, 63% of informal protests in Llano County were successful.

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Step 5: If the informal review doesn't resolve your protest, attend your formal Appraisal Review Board (ARB) hearing. Present your evidence including comparable sales, photos, and any documentation supporting a lower value. In 2023, 71% of ARB appeals in Llano County were successful.

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Step 6: If you disagree with the ARB decision, you can appeal to the State Office of Administrative Hearings (SOAH), pursue binding arbitration (for properties under $5 million), or file a lawsuit in district court within the timeframes specified in your ARB order.

Required form: Form 50-132 (Notice of Protest) or written notice of protest

Filing Methods

online:File through the online portal at https://portal.llanocad.net/
mail:Mail to: Llano Central Appraisal District, 103 E. Sandstone St., Llano, TX 78643-2039
in-person:Submit in person at 103 E. Sandstone St., Llano, TX 78643-2039 during office hours (Monday-Friday 8:00 AM-12:00 PM and 1:00 PM-5:00 PM)
email:Contact the appraisal district at dbauman@llanocad.net for electronic filing options

Evidence to Bring

Comparable sales of similar properties in your areaPhotographs showing property condition or defectsRepair estimates or contractor bidsPrior year appraisal recordsIndependent appraisal report if availableProperty listing sheets or market data

Llano County Assessor Contact

Llano Central Appraisal District

Phone: 325-247-3065

Address: 103 E. Sandstone St., Llano, TX 78643-2039

Website: https://llanocad.net

Online Portal: https://portal.llanocad.net/

Hours: Monday-Friday 8:00 AM-12:00 PM and 1:00 PM-5:00 PM

Tax Exemptions in Llano County

Residence Homestead Exemption

$100,000 from school district taxes (increased to $140,000 under Proposition 13 passed November 2025, implementation ongoing for 2026); counties and cities may offer additional optional exemptions up to 20% of appraised value

Reduces the taxable value of your primary residence for school district taxes and may provide additional exemptions from other taxing units.

Eligibility: Must be your principal residence as of January 1 of the tax year. Property must be owned and occupied by you as your primary home.Deadline: April 30, 2026

Over-65 Exemption

Additional $10,000 school district exemption (on top of general homestead); additional $60,000 under new legislation for combined $160,000 total; school taxes frozen at qualifying year amount

Provides an additional exemption for homeowners age 65 or older, plus a school tax ceiling that freezes school taxes at the amount paid in the year you qualified.

Eligibility: Homeowner must be 65 years or older as of January 1 of the tax year and have filed for the general residence homestead exemption.Deadline: April 30, 2026 (can be filed with homestead application or separately)

Disabled Person Exemption

Additional $10,000 school district exemption plus school tax ceiling; same total benefits as over-65 exemption

Provides the same benefits as the over-65 exemption for homeowners who are disabled according to Social Security Administration standards.

Eligibility: Must qualify as disabled under Social Security Administration disability standards and have residence homestead exemption on file.Deadline: April 30, 2026

Disabled Veteran Exemption

10-29% disability: $5,000; 30-49%: $7,500; 50-69%: $10,000; 70-99%: $12,000; 100% disabled: full exemption from all property taxes

Provides partial to full exemption from property taxes based on VA disability rating for veterans with service-connected disabilities.

Eligibility: Veterans with VA-rated service-connected disability; surviving spouses of disabled veterans may also qualify.Deadline: April 30, 2026

Llano County Protest Statistics

Success Rate

71%

Avg Reduction

$324

% Who Protest

9%

Llano County Protest Packet — $49

Comparable sales evidence, county-specific filing guide, and professional cover letter. Enter your address to get started.

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Frequently Asked Questions

What is the deadline to protest my property taxes in Llano County for 2026?
The property tax protest deadline in Llano County is May 15, 2026, or 30 days after your Notice of Appraised Value was mailed, whichever date is later. The exact deadline for your specific property is printed on your appraisal notice. Missing this deadline means you forfeit your right to protest for the entire 2026 tax year, so it's critical to file early. The Llano Central Appraisal District typically mails notices in April and May, so most homeowners have until May 15 to file their protest.
How do I file a property tax protest online in Llano County?
Llano County homeowners can file their property tax protest online through the Llano Central Appraisal District's online portal at https://portal.llanocad.net/. You'll need your property account number from your Notice of Appraised Value. The online system allows you to submit Form 50-132 (Notice of Protest) and upload supporting evidence like comparable sales and photographs. You can also file by mail to 103 E. Sandstone St., Llano, TX 78643-2039, or in person during office hours (Monday-Friday 8:00 AM-12:00 PM and 1:00 PM-5:00 PM). Make sure to save your confirmation number or receipt as proof of filing.
What is the homestead exemption worth in Llano County?
The residence homestead exemption in Llano County removes $100,000 from your home's taxable value for school district taxes, with an increase to $140,000 being phased in under Proposition 13 passed in November 2025. At Llano County's median effective tax rate of 1.12%, this translates to annual savings of approximately $1,120 to $1,568 on school taxes alone. Counties and cities in Texas may offer additional optional homestead exemptions of up to 20% of your property's appraised value, which can add hundreds more in annual savings. You must apply for the exemption using Form 50-114 by April 30, 2026, and it only applies to your primary residence.
What happens at an ARB hearing in Llano County?
At your Appraisal Review Board hearing in Llano County, you'll present evidence to a panel of three citizens who review disputes between property owners and the appraisal district. The hearing is informal and typically lasts 15-20 minutes. You should bring comparable sales data showing similar homes sold for less than your assessed value, photographs documenting property condition issues, and any repair estimates or appraisals. The appraisal district representative will also present their evidence supporting the current valuation. In 2023, 71% of ARB hearings in Llano County resulted in a reduction, with an average savings of $324 per successful protest. After hearing both sides, the ARB panel issues a binding order either upholding or reducing your property's assessed value.
How much can I save by protesting my property taxes in Llano County?
The average successful property tax protest in Llano County saved homeowners $324 in 2023, based on official data from the Llano Central Appraisal District. However, savings vary widely depending on your property's assessed value and the strength of your evidence. With Llano County's effective tax rate of 1.12%, every $10,000 reduction in assessed value saves you approximately $112 per year in property taxes. In 2023, property tax protests in Llano County resulted in total savings of $2.3 million across 3,600 protested accounts. The county has a 71% success rate at the ARB hearing level, meaning most homeowners who protest receive at least some reduction.
What evidence do I need for a successful Llano County property tax protest?
The most effective evidence for a Llano County property tax protest includes recent comparable sales of similar homes in your neighborhood that sold for less than your assessed value. You should search for homes with similar square footage, age, condition, and features that sold within the past 12 months. Photographs documenting property defects, deferred maintenance, or functional obsolescence are also powerful evidence. Other useful documentation includes contractor repair estimates, an independent appraisal if you have one, and evidence of market conditions that may have affected values. You can research comparable properties using the Llano CAD property search tool at esearch.llanocad.net. Present your evidence clearly with a written summary showing why your property is overvalued compared to similar homes.
Does Llano County offer an informal review before the formal ARB hearing?
Yes, Llano Central Appraisal District offers an informal review process before the formal ARB hearing, and it's highly recommended to participate. During the informal review, you meet with an appraisal district staff member to discuss your concerns and present your evidence. Many protests are resolved at this stage without needing a formal hearing. In 2023, 63% of informal protests in Llano County were successful, saving homeowners $900,000 in total. If you reach an agreement during the informal review, you avoid the formal ARB hearing process entirely. If no agreement is reached, you still proceed to the formal ARB hearing where you can present your case again to the three-member board.
Can I protest my Llano County property taxes if I just bought my home?
Yes, you can absolutely protest your Llano County property taxes even if you recently purchased your home. In fact, your recent purchase price is one of the strongest pieces of evidence you can present. If the appraisal district assessed your property for more than you paid for it, you should definitely file a protest and bring your closing statement as evidence. Texas law recognizes that an arm's-length sale between a willing buyer and seller is excellent evidence of market value. However, if you bought your home well below market value (such as from a family member or in a distressed sale), the appraisal district may argue your purchase price doesn't reflect true market value. Even in that case, you can still protest based on comparable sales of similar properties in your area.

Official Resources

Llano Central Appraisal District Official Website →

Access property records, file exemptions, search property values, and find official forms and deadlines.

Llano CAD Online Protest Portal →

File your property tax protest online, upload evidence, and track your protest status electronically.

Llano CAD Property Search →

Search and view property records, assessed values, ownership information, and exemption status for any property in Llano County.

Texas Comptroller Property Tax Information →

Official state resource for Texas property tax laws, exemptions, protest procedures, and taxpayer rights and remedies.

For state-wide protest information including Texas's assessment ratio and deadlines, see our Texas Property Tax Protest Guide →

Considering professional help with your protest? Compare pricing, coverage, and pros/cons in our Best Property Tax Protest Services (2026) or browse side-by-side service comparisons →

More Texas Counties

Angelina County (Lufkin)Bastrop County (Bastrop)Bell County (Killeen)Bexar County (San Antonio)Brazoria County (Pearland)Brazos County (Bryan)
← All Texas property tax protest info

Sources: https://llanocad.net | https://www.poconnor.com/llano-county/ | https://www.ownwell.com/trends/texas/llano-county | https://appraisaldistrict.org/1760-2/ | https://www.hillcountryfocus.com/article/1487-property-tax-protest-filing-deadline-set-for-may-15

Last verified: 2026-07-22