AppealDesk

Campbell County Property Tax Appeal, Kentucky

Travis BunnTravis Bunn·Updated July 22, 2026

Campbell County is located in northern Kentucky with county seats in Alexandria and Newport, and its largest city is Fort Thomas. Major population centers include Fort Thomas, Newport, Alexandria, Cold Spring, and Highland Heights. With a population of approximately 96,800 in 2026, it's the 9th most populous county in Kentucky and part of the Cincinnati metropolitan area. Campbell County homeowners pay a median annual property tax of $2,495 on a median home value of $234,500, resulting in an effective tax rate of 1.06%. This rate is 0.30% higher than the Kentucky state average of 0.77% and 0.15% above the national average of 0.91%, making property tax appeals particularly valuable for Campbell County homeowners seeking to reduce their tax burden.

Notable cities: Fort Thomas, Newport, Alexandria, Cold Spring, Highland Heights

Median Home

$234,500

Tax Rate

1.06%

Annual Tax

$2,495

Population

96,828

On the typical Campbell County home, valued near $234,500 at the county’s effective tax rate of 1.06%, an over-assessment of even 10% means you are overpaying year after year until you appeal it. Here is how to find out if yours qualifies.

2026 Appeal Deadline: First Monday in May (May 4, 2026 for tax year 2026)

Property assessment appeals in Campbell County must be filed by the first Monday in May, which is May 4, 2026 for the 2026 tax year. However, you must first request a conference with the PVA during the 13-day open inspection period in May when the county tax roll is available for public review. This conference must be held prior to or during the inspection period to preserve your appeal rights.

See if your Campbell County home is over-assessed

Free analysis in 30 seconds. If the numbers support a appeal, your complete evidence packet is $49.

✓ All 50 states✓ Instant results✓ $49 flat fee
Kentucky horse-country fence line with home beyond. Campbell County appeal guide.

How Campbell County Assesses Property

100%of market value

Assessed by: Campbell County Property Valuation Administrator (PVA)

Assessment cycle: annual

Notices typically mailed: April

In Campbell County, Kentucky law requires all property to be assessed at 100% of its fair market value. This means your assessed value equals your market value with no discount or reduction applied before tax rates are calculated. For example, if your home's market value is $234,500 (the county median), at Kentucky's 100% assessment ratio your assessed value would be $234,500, resulting in approximately $2,495 in annual taxes at the county's effective rate of 1.06%. If you qualify for the homestead exemption worth $49,100, your taxable assessed value would be reduced to $185,400, lowering your tax bill by approximately $520 per year.

The Appeal Process

Appeals are heard by the Kentucky Board of Tax Appeals. The County Board of Assessment Appeals is a three-member board with real estate valuation expertise. You'll present your evidence including comparable sales, appraisals, and property condition documentation. The board will review your case and issue a written decision, typically within several weeks of the hearing.

1

Step 1: Review your property assessment notice received in April and gather evidence of overassessment including recent appraisals, comparable property sales data, photographs of property condition issues, and repair estimates.

2

Step 2: Contact the Campbell County Property Valuation Administrator at (859) 292-3871 to request a conference with the PVA or designated deputy. This conference must be scheduled prior to or during the 13-day open inspection period in May.

3

Step 3: Attend your informal conference with the PVA office to present your evidence and discuss the assessed value. Many appeals are resolved at this stage without further action required.

4

Step 4: If no agreement is reached with the PVA, present your case to the Campbell County Board of Assessment Appeals, a three-member board appointed by the fiscal court. Provide all supporting documentation including comparable sales, independent appraisals, and property condition evidence.

5

Step 5: If the County Board of Assessment Appeals denies your appeal, you may file an appeal with the Kentucky Board of Tax Appeals within 30 days from the date the ruling was mailed.

6

Step 6: As a final option, if the Kentucky Board of Tax Appeals denies your appeal, you may appeal to Campbell County Circuit Court for judicial review of the assessment decision.

Required form: Contact the PVA office at (859) 292-3871 for appeal forms, or submit a written letter of disagreement with supporting documentation

Filing Methods

in-person:Campbell County Property Valuation Administrator, 1098 Monmouth Street, Room 329, Newport, KY 41071
phone:Call (859) 292-3871 to request forms and schedule a conference
mail:Mail appeal documentation to: Campbell County PVA, 1098 Monmouth Street, Room 329, Newport, KY 41071

Evidence to Bring

Recent professional appraisal or comparative market analysisComparable sales data from similar properties in Campbell CountyPhotographs documenting property condition, defects, or needed repairsRepair estimates or contractor quotes for needed workPrevious assessment records showing valuation historyFloor plans or property measurements if square footage is disputed

Campbell County Assessor Contact

Campbell County Property Valuation Administrator

Phone: (859) 292-3871

Address: 1098 Monmouth Street, Room 329, Newport, KY 41071

Website: https://pva.campbellcountykentucky.com/

Online Portal: https://pva.campbellcountykentucky.com/Search/Form/pidn?resetSearch=true

Hours: Contact office for current hours of operation

Tax Exemptions in Campbell County

Homestead Exemption

$49,100 reduction in assessed value for 2025-2026

Available to homeowners who are at least 65 years of age or who are classified as totally disabled under a federally authorized program

Eligibility: Must be at least 65 years old during the tax year OR classified as totally disabled by the VA, Social Security, or other federal/state retirement system. Property must be primary residence.Deadline: Apply once with the Campbell County PVA - exemption continues automatically once approved

Disabled Veteran Exemption (Service-Connected)

Ranges from $5,000 (10% rating) to $240,000 (100% rating) for 2026, increasing to $400,000 by 2030 for 100% disabled veterans

Tiered exemption based on VA disability rating, expanded under Kentucky HB 639

Eligibility: Veterans with service-connected disability rating of 10-100% from the Department of Veterans Affairs. Must be primary residence. Can be combined with general homestead exemption for maximum savings.Deadline: Apply by January 1 of the tax year with the Campbell County PVA office. Bring VA rating letter and DD-214.

Disability Exemption (Non-Veteran)

Varies by disability classification and income level

Available for homeowners with permanent disabilities who meet income requirements

Eligibility: Homeowners who have a permanent disability and meet income requirements established by Kentucky law. Must be primary residence.Deadline: Contact Campbell County PVA at (859) 292-3871 for current requirements and application deadline

Campbell County Appeal Packet — $49

Comparable sales evidence, county-specific filing guide, and professional cover letter. Enter your address to get started.

✓ All 50 states✓ Instant results✓ $49 flat fee

Frequently Asked Questions

What is the deadline to appeal my property taxes in Campbell County for 2026?
The deadline to appeal your Campbell County property assessment is the first Monday in May, which falls on May 4, 2026 for the 2026 tax year. However, you must first request an informal conference with the Property Valuation Administrator during or before the 13-day open inspection period in May. Missing this deadline means you'll have to wait until the next assessment cycle to challenge your property's value, so it's critical to act quickly after receiving your assessment notice in April.
How do I file a property tax appeal in Campbell County?
To file a property tax appeal in Campbell County, start by calling the Property Valuation Administrator at (859) 292-3871 to schedule an informal conference. You must meet with the PVA during the May inspection period and present evidence supporting your claim that your property is overassessed. If this informal review doesn't resolve your appeal, you'll then present your case to the Campbell County Board of Assessment Appeals with all supporting documentation including comparable sales, appraisals, and property condition evidence. The PVA office is located at 1098 Monmouth Street, Room 329, Newport, KY 41071.
What is the homestead exemption worth in Campbell County?
The homestead exemption in Campbell County is worth $49,100 for the 2025-2026 assessment years, which is deducted from your assessed value before property taxes are calculated. For a property with the county's median effective tax rate of 1.06%, this exemption saves approximately $520 per year in property taxes. You qualify if you're at least 65 years old or classified as totally disabled, and the property must be your primary residence. You only need to apply once with the Campbell County PVA office, and the exemption continues automatically each year as long as you remain eligible.
What happens at a Campbell County Board of Assessment Appeals hearing?
At a Campbell County Board of Assessment Appeals hearing, you present your evidence to a three-member board of real estate valuation experts appointed by local government officials. You'll have the opportunity to explain why you believe your property is overassessed and present supporting documentation such as comparable sales, professional appraisals, photographs of property defects, and repair estimates. The PVA office may also present their evidence supporting the current assessment. After hearing both sides, the board will deliberate and issue a written decision, typically within several weeks, either upholding the assessment, reducing it, or in rare cases, increasing it based on the evidence presented.
How much can I save by appealing my property taxes in Campbell County?
Savings from a successful Campbell County property tax appeal vary based on how much your assessment is reduced and your total tax rate. For example, if you successfully reduce your home's assessed value by $20,000 at the county's 1.06% effective rate, you would save approximately $212 per year. If you reduce it by $50,000, your annual savings would be around $530. Statistics show that about 25% of homes in America are overassessed by an average of $1,346 annually. Given that Campbell County's tax rate is higher than state and national averages, the potential savings from a successful appeal can be substantial, especially for properties with higher values or those in areas where comparable sales support a lower valuation.
What evidence do I need for a successful Campbell County property tax appeal?
For a successful Campbell County property tax appeal, you should gather recent comparable sales of similar properties in your neighborhood that sold for less than your assessed value, a professional appraisal or comparative market analysis showing your home's true market value, and photographs documenting any property defects, damage, or needed repairs. Repair estimates from licensed contractors, documentation of property condition issues like foundation problems or roof damage, and records of any unique factors affecting your property's value are also valuable. The Campbell County Board of Assessment Appeals gives significant weight to actual sales data from properties similar in size, age, condition, and location to yours within the past 6-12 months.
Can I appeal my Campbell County property taxes online?
Campbell County does not currently offer a fully online property tax appeal filing system. You must contact the Campbell County Property Valuation Administrator by phone at (859) 292-3871 or visit their office in person at 1098 Monmouth Street, Room 329, Newport, KY 41071 to initiate the appeal process. While you can view your property information online through the Campbell County PVA website at pva.campbellcountykentucky.com, the formal appeal process requires direct contact with the PVA office to schedule your mandatory informal conference during the May inspection period. You may be able to submit supporting documentation by mail or email after your initial conference is scheduled.
What if I miss the Campbell County property tax appeal deadline?
If you miss the first Monday in May deadline for Campbell County property tax appeals, you generally cannot appeal your assessment for that tax year and must wait until the next annual assessment cycle. This is why it's critical to act promptly when you receive your assessment notice in April. However, if there were extraordinary circumstances or errors in the assessment process, you may have limited options - contact the Campbell County PVA office at (859) 292-3871 immediately to discuss your situation. For future years, mark your calendar for early April to review your assessment notice as soon as it arrives, giving yourself adequate time to gather evidence and schedule your conference before the May deadline.

Official Resources

Campbell County Property Valuation Administrator Website →

Official PVA website with property search, assessment information, exemption applications, and contact information for appeals.

Kentucky Department of Revenue - Homestead Exemption →

State information on homestead exemption eligibility, amounts, and application requirements for Kentucky homeowners.

Campbell County Property Search Portal →

Online tool to search Campbell County property records by owner name, address, parcel number, or map number.

Kentucky Property Tax Information - Department of Revenue →

State-level property tax resources including assessment procedures, appeal rights, and exemption programs.

For state-wide appeal information including Kentucky's assessment ratio and deadlines, see our Kentucky Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More Kentucky Counties

Fayette County (Lexington)Jefferson County (Louisville)
← All Kentucky property tax appeal info

Sources: https://pva.campbellcountykentucky.com/ | https://propertytaxrates.org/counties/kentucky/campbell-county/ | https://revenue.ky.gov/Property/Residential-Farm-Commercial-Property/Pages/Homestead-Exemption.aspx | https://pva.campbellcountykentucky.com/Page/the-assessment-process | https://honestcasa.com/taxes/kentucky/campbell-property-tax-guide

Last verified: 2026-07-22