Mississippi Homestead Exemption: A Tax-Table Credit, Not a Flat Percentage

Updated August 2026

Mississippi's homestead exemption isn't a percentage or flat dollar reduction in assessed value, it's a sliding-scale tax credit, capped at $300 for most homes. Seniors and the disabled get a much larger, separate exemption.

Every Mississippi owner-occupant qualifies for a credit that increases with assessed value up to a $300 cap. Homeowners 65+ or totally disabled additionally get a full exemption on a meaningful chunk of assessed value, recently increased.

Mississippi's Property Tax Relief Programs

Regular Homestead Exemption

What it does: A tax-table credit that increases by $6 for every $150 of assessed value, capping at $300 for assessed values of $7,351 and above (assessed value is 10% of true value under Mississippi’s assessment ratio).

Who qualifies: Any owner-occupant, ownership instrument filed with the Chancery Clerk before January 7. Must be a Mississippi tax resident.

Deadline and form: January 1 - April 1 (Filed with your county Tax Assessor). Citation: Miss. Code Ann. §§ 27-33-1 to 27-33-79.

Additional Exemption for Age 65+ / Totally Disabled

What it does: Full exemption from all ad valorem taxes on the first $12,500 of assessed value (raised from $7,500). Confirm the current-year effective figure with your county, as this was a recent statutory change.

Who qualifies: Age 65+ or totally disabled. Not income-tested.

Deadline and form: January 1 - April 1 (Filed with your county Tax Assessor). Citation: Miss. Code Ann. § 27-33-67.

An exemption or credit lowers your bill only after the assessed value is set. If that value is too high to begin with, you are overpaying on everything above it regardless of which relief programs you claim. Nobody checks the underlying value unless you do.

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How to Apply

Contact your county assessor's (or, where noted above, your state revenue department's) office for the current application form
Gather proof of ownership, occupancy, and, for income-tested programs, your prior-year income documentation
File before the deadline listed above, most jurisdictions do not accept late applications for that tax year
Confirm the relief shows up on your next assessment notice or tax bill

The Bottom Line

Don't expect a flat percentage exemption like Texas or Georgia, Mississippi's base benefit is a modest, capped tax credit. The senior/disabled tier is where the real relief is, and it isn't income-restricted.

Note: Program names, dollar figures, and income limits above are current as of August 2026 and are set or adjusted by the state legislature or department of revenue, not by AppealDesk. Some figures adjust annually, confirm the current-year number with your county or state before applying. AppealDesk helps homeowners identify available relief programs and appeal overassessments.

Most homeowners stack these programs on top of whatever value the assessor assigned and never question the value itself. It came from a mass-appraisal model, not an individual review of your home. It is worth checking once.

Check the value under your exemption

Enter your address to pull your county record free. If it looks too high, your $49 packet gives you everything to challenge it.