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Senior Benefits

Explore property tax exemptions, freezes, and deferrals for seniors in your state.

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Alabama H1-H4 Senior Homestead Exemptions and Jefferson County's 5-Year-Residency Assessment Freeze

H1-H4 homestead tiers, dual income tests, and the Jefferson County 5-year freeze

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Alaska's $150,000 Senior/Disabled Veteran Exemption Under AS 29.45.030 and the Boroughs That Add More

$150K state floor under AS 29.45.030 + variable borough add-ons

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Arizona Senior Property Valuation Protection: The 3-Year LPV Freeze on Form 82104

Form 82104 LPV freeze on a renewable 3-year cycle, with the 3-year average income test

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Arkansas Amendment 79: $600 Homestead Credit, 5%/10% Caps, and the Senior/Disabled Freeze Under §26-26-1124

Four layers of Amendment 79 + senior/disabled freeze under §26-26-1124

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California Prop 19 Senior Portability, the State Postponement Program, and the Disabled Veterans' Exemption

Prop 13 base, Prop 19 portability, State Controller PTP, and the DV exemption

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Colorado's 10-Year Continuous Occupancy Senior Homestead and SB24-111 Portability for Movers

Article X §3.5 senior homestead + SB24-111 portability + Amendment G veteran expansion

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Connecticut's State Circuit Breaker (§12-170aa) and the 169-Town Local-Option Senior Freeze Patchwork

State Circuit Breaker + 169 separately-adopted town programs

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Delaware Senior School Property Tax Credit: $500 Cap After HB 73 Defeat, Tiered Domicile, and the 100% DV Path

$500 senior school credit, tiered domicile, and the 100% disabled veteran path

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Florida Senior Property Tax: SOH + Homestead + §196.075 Senior + 25-Year Long-Term Resident (Why School Taxes Sit Outside)

4 layers of Florida senior relief, and why school taxes sit outside all of them

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Georgia Senior Property Tax: A Modest State Floor (OCGA §48-5-40) and Extraordinary County-Level Layers

State $10K/$4K floor + Cobb/Forsyth/Gwinnett 100% school exemptions

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Hawaii's Four Counties, Four Senior Exemption Schedules: Honolulu / Maui / Big Island / Kauai

No statewide tax, 4 counties with independent age-tiered schedules

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Idaho Property Tax Reduction (Circuit Breaker): $1,500 Max, $39,130 Income, and the 100% Disabled Veterans Path

$1,500 Circuit Breaker for seniors + separate 100% DV program

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Illinois's $5,000 Senior Homestead and the $75,000-Income Assessment Freeze That Drops You Off Without an Annual PTAX-340

Stacking the $5,000 Homestead with the Senior Freeze, and the PTAX-340 trap

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Indiana's Over-65 Pivot Under SEA 1-2025: $14,000 Deduction Replaced by $150 Credit, Income Caps Raised to $60K/$70K

From $14,000 deduction to $150 credit, what SEA 1-2025 changed

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Three Iowa Programs, Two Offices: The Universal Homestead Credit, the 2023 65+ Exemption ($6,500), and the Treasurer-Filed Elderly/Disabled Credit

Assessor for two of them, Treasurer for the third

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SAFESR, K-40SVR, or Homestead Refund? Kansas WebFile Picks the Largest of Three Senior Refund Programs Automatically

75% refund vs. effective freeze, Kansas WebFile chooses for you

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$49,100 in Kentucky for Both Senior and Disabled Homeowners, Biennial CPI Adjustment, No Income Test, Disability Path Recertifies Annually

One exemption, two paths, biennial CPI adjustment

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Louisiana's $75,000 Homestead Plus the Special Assessment Level Senior Freeze, and the 25% Construction Rule That Ends Both

Special Assessment Level freeze plus the 25% renovation cliff

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After Maine Repealed LD 290: $25,000 Homestead, $2,000 Fairness Credit, $80K-Income Deferral, and the LD 1144 Reinstatement Question

Deferral, credit, and the LD 1144 reinstatement question

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Two Maryland Credits That Don't Stack: The Sliding-Scale HTC ($60K Income) and the New Age 77+ Supplemental (TY 2026, 25–100% of State Income Tax)

HTC vs. 77+ Supplemental, pick one; county stacks only with HTC

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Massachusetts Clause 41C and the 351-Town Local-Option Maze: Why Your Town's Vote Determines Your Senior Tax Relief

State floor + town adoption + Schedule CB Circuit Breaker, three independent layers

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Why Michigan Doesn't Have a Senior Assessment Freeze: Proposal A's Universal Taxable-Value Cap, the HPTC Senior Multiplier, and the Disabled Veterans Exemption That Now Auto-Renews

Universal Proposal A cap + senior HPTC formula + 2025 DV auto-renewal

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Minnesota's 3%-of-Income Senior Property Tax Cap (CR-SCD), the M1PR Senior $5,200 Subtraction, and the 12%-Trigger Targeting Refund

CR-SCD 3% cap + M1PR senior subtraction + 12%-trigger Targeting Refund

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Mississippi's 2026 Senior Homestead Expansion: $7,500 → $12,500 Assessed Value Exemption Under §27-33-67, Plus Full Ad Valorem Exemption on the Protected Portion

$12,500 assessed-value exemption with full ad valorem relief on the protected portion

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