Cameron County Property Tax Protest — Texas
Cameron County is located in the southernmost tip of Texas along the Gulf Coast and Mexican border, with Brownsville serving as the county seat. Major population centers include Brownsville, Harlingen, San Benito, Port Isabel, and the resort community of South Padre Island. Property tax protests are particularly important in Cameron County because homeowners face an effective property tax rate of 1.33%, which is significantly higher than the national median of 1.02%, though the median annual tax bill of $1,458 remains below the national median of $2,400 due to lower home values. With the median home value at $155,094, Cameron County residents benefit from protesting their assessments to ensure they're not overpaying—especially given that only 5-6% of property owners file protests annually, suggesting many may be missing opportunities for tax savings.
Notable cities: Brownsville, Harlingen, San Benito, Port Isabel, South Padre Island
Median Home
$155,094
Tax Rate
1.33%
Annual Tax
$1,458
Population
Approximately 421,000
2026 Protest Deadline: May 15, 2026, or 30 days after the notice is mailed, whichever is later
For 2026, the protest deadline is May 15 or 30 days from the date your Notice of Appraised Value was mailed by Cameron CAD, whichever date is later. Homestead properties receive notices by April 1, while other properties receive notices by May 1. If the deadline falls on a weekend or legal holiday, it extends to the next business day.

How Cameron County Assesses Property
Assessed by: Cameron County Appraisal District (CCAD)
Assessment cycle: annual
Notices typically mailed: April-May (by April 1 for homesteads, May 1 for others)
In Texas, properties are assessed at 100% of their market value as of January 1st each year. If your home's market value is $155,000 (Cameron County's median), at Texas's 100% assessment ratio your assessed value would be $155,000. After applying any exemptions like the $100,000 homestead exemption for school taxes, your taxable value for school district purposes would be $55,000. At the county's effective rate of 1.33%, this would result in approximately $2,062 in annual taxes before the homestead exemption, or approximately $1,397 after the school district exemption.
The Protest Process
Appeals are heard by the Appraisal Review Board (ARB). ARB hearings in Cameron County typically last 15 minutes. The ARB panel hears evidence from both you and the appraisal district representative, asks questions, and makes a determination based on the evidence presented. You'll know the ARB's recommendation before leaving the hearing, with a final written order sent by certified mail afterward.
Step 1: Review your Notice of Appraised Value received in April-May to confirm your property's market value, net appraised value, and taxable value. Gather evidence if you believe the assessed value is too high.
Step 2: File your protest by May 15, 2026, or within 30 days of your notice mailing date (whichever is later) using Form 50-132 online, by mail, or in person. A written letter identifying your property and expressing dissatisfaction with the valuation is also acceptable.
Step 3: Request an informal meeting with a Cameron CAD appraiser to discuss your concerns and present evidence such as comparable sales data, photos of property condition, or repair estimates. Many protests are resolved at this stage.
Step 4: If the informal meeting doesn't resolve your protest, proceed to a formal hearing before the Appraisal Review Board (ARB). You'll receive at least 15 days' notice of your hearing date and time. Hearings typically last 15 minutes.
Step 5: Attend your ARB hearing (in person, by phone/videoconference, or by notarized affidavit) and present your evidence. The ARB panel will make a decision, and you'll receive the recommendation before leaving. A final written order will be mailed by certified mail.
Step 6: If dissatisfied with the ARB decision, you can appeal to district court, request binding arbitration (under limited circumstances), or appeal to the State Office of Administrative Hearings (SOAH) for Cameron County properties.
Step 7: File your appeal within the required timeframe specified in the Property Taxpayer Remedies pamphlet—typically 60 days for district court or 45 days for binding arbitration from the date the ARB order is delivered.
Required form: Form 50-132 (Property Owner's Notice of Protest) or written letter of protest
Filing Methods
Evidence to Bring
Cameron County Assessor Contact
Cameron County Appraisal District
Phone: (956) 399-9322
Address: 2021 Amistad Dr., San Benito, TX 78586-2657 (Mailing: P.O. Box 1010, San Benito, TX 78586-1010)
Website: https://www.cameroncad.org
Online Portal: https://cameron.prodigycad.com/property-search
Hours: Monday-Thursday: 7:30 AM - 5:30 PM, Friday: 8:00 AM - 5:00 PM
Tax Exemptions in Cameron County
General Residence Homestead Exemption
$100,000 for school district taxes (state-mandated); local taxing units may offer additional exemptions up to 20% of appraised value or minimum $5,000Available to homeowners who use their property as their primary residence. The state-mandated school district exemption increased from $40,000 to $100,000 in 2023, providing significant tax relief.
Over-65 Exemption
Additional $10,000 for school districts (state-mandated); local taxing units may offer separate exemptions of at least $3,000. Also includes tax ceiling on school taxes.Provides an additional exemption for homeowners 65 or older, plus a school tax ceiling that freezes school taxes at the amount paid when you qualified. The ceiling can only increase due to property improvements.
Disabled Person Exemption
Additional $10,000 for school districts; local taxing units may offer separate exemptions. Includes tax ceiling on school taxes.Available to homeowners who meet Social Security Administration's definition of disabled. Provides similar benefits to Over-65 exemption, including a school tax ceiling.
Disabled Veteran Exemption
Varies by disability rating: 10-29% = $5,000; 30-49% = $7,500; 50-69% = $10,000; 70-100% = $12,000; 100% disabled = full exemption on homesteadPartial or total exemption based on disability rating from the U.S. Department of Veterans Affairs or branch of armed services. 100% disabled veterans receive full exemption on residence homestead.
Surviving Spouse of Disabled Veteran
Same exemption amount the deceased veteran was receivingSurviving spouses of disabled veterans may continue receiving the veteran's exemption if they meet eligibility requirements.
Official Resources
Cameron County Appraisal District Official Website →
Access property records, file protests online, view appraisal information, and find forms and resources for Cameron County property owners.
Cameron County Online Property Search and Protest Portal →
Search property values, file online protests, upload evidence, and manage your property tax protest case through Cameron CAD's public portal.
Texas Comptroller Property Tax Protests and Appeals Guide →
Official state guidance on filing property tax protests, understanding your rights, ARB hearings, and appeal options including forms and deadlines.
Cameron County Tax Assessor-Collector Office →
Pay property taxes online, view tax statements, find payment locations, and access information about exemptions and tax payment options.
Cameron County Protest Statistics
Success Rate
48%
Avg Reduction
$2,035
% Who Protest
5-6%
Check Your Cameron County Assessment
Enter your address to see if your Cameron County property is overassessed.
Frequently Asked Questions
What is the deadline to protest my property taxes in Cameron County for 2026?
How do I file a property tax protest online in Cameron County?
What is the homestead exemption worth in Cameron County?
What happens at an ARB hearing in Cameron County?
How much can I save by protesting my property taxes in Cameron County?
What evidence do I need for a Cameron County property tax protest?
Can I still protest if I already paid my Cameron County property taxes?
Do I need to protest my Cameron County property taxes every year?
For state-wide protest information including Texas's assessment ratio and deadlines, see our Texas Property Tax Protest Guide →
Considering professional help with your protest? Compare pricing, coverage, and pros/cons in our Best Property Tax Protest Services (2026) or browse side-by-side service comparisons →
More Texas Counties
Sources: https://www.cameroncad.org | https://www.ownwell.com/trends/texas/cameron-county | https://comptroller.texas.gov/taxes/property-tax/protests/ | https://www.poconnor.com/cameron-county/ | https://comptroller.texas.gov/taxes/property-tax/exemptions/
Last verified: 2026-02-25