Davidson County Property Tax Appeal, Tennessee

Travis Bunn·Updated July 24, 2026

Davidson County is Tennessee's second-most populous county and home to Nashville, the state capital and largest city. With an estimated population of approximately 755,000 in 2026, the county operates under a consolidated metropolitan government with Nashville. Property tax appeals are especially important here given recent market volatility, the county underwent a major reappraisal in 2025 that resulted in a median 45% increase in assessed values countywide, coupled with tax rate increases approved by Metro Council. The median home value in Davidson County is approximately $405,000 to $473,000 depending on the source, with an effective property tax rate of 0.81%. This rate is lower than the national median of 1.02% but higher than Tennessee's state median of 0.54%. The median annual property tax bill is approximately $2,375, which is just slightly below the national median of $2,400.

Notable cities: Nashville, Belle Meade, Forest Hills, Oak Hill, Berry Hill

Median Home

$430,000

Tax Rate

0.81%

Annual Tax

$2,375

Population

755,000

On the typical Davidson County home, valued near $430,000 at the county’s effective tax rate of 0.81%, an over-assessment of even 10% means you are overpaying year after year until you appeal it. Here is how to find out if yours qualifies.

2026 Appeal Deadline: June 26, 2026 at 4:00 PM Central Time

This year's appeal window has passed in most of Tennessee. Order now and we re-run your numbers free when the window reopens, so your evidence is ready the day your next notice lands.

Davidson County offers a two-step appeal process. First, property owners can file an informal review request by April 17 at 4:00 PM, with decisions mailed by May 20. If dissatisfied with the informal review decision (or if you miss that deadline), you must schedule a formal appeal to the Metropolitan Board of Equalization by calling 615-862-6059 between May 26 and June 26 at 4:00 PM. Missing the June 26 deadline means you cannot appeal your 2026 assessment and must wait until the next tax year.

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How Davidson County Assesses Property

25%of market value

Assessed by: Metropolitan Nashville & Davidson County Assessor of Property

Assessment cycle: Annual assessments with reappraisals conducted periodically (most recently 2025)

Notices typically mailed: April (typically mid-April)

In Tennessee, residential property is assessed at 25% of its market value. This means your assessed value is always one-quarter of what your home would sell for on the open market. For example, if your home's market value is $430,000 (Davidson County's median), your assessed value would be $107,500 (25% of $430,000). At Davidson County's effective tax rate of 0.81%, this would result in approximately $870 in annual property taxes. Understanding this distinction is critical when appealing, you're challenging the market value, not the assessment ratio.

The Appeal Process

Appeals are heard by the Metropolitan Board of Equalization. You will present your case in person before the independent Metropolitan Board of Equalization or one of its Hearing Officers at the Assessor's office. The hearing is informal but structured, you'll have the opportunity to present your evidence, explain why your assessment is too high, and answer questions from the Board.

Step 1: Gather evidence supporting your appeal, including recent comparable sales of similar properties in your neighborhood, photographs documenting property condition or defects, repair estimates for any damage, and your current assessment notice.

Step 2: File an informal review request online at www.padctn.org by April 17 at 4:00 PM (optional but recommended, no hearing required, faster resolution, and you can still appeal formally if denied).

Step 3: If the informal review is denied or you missed the April deadline, call 615-862-6059 between May 26 and June 26, 2026 to schedule a formal hearing before the Metropolitan Board of Equalization or its Hearing Officers.

Step 4: Attend your scheduled hearing at the Assessor of Property office (700 President Ronald Reagan Way, Suite 210) and present your evidence. Be prepared to explain why your property's assessed market value is too high compared to similar properties.

Step 5: Receive the Board's written decision by mail. Hearings held before September 1 receive decisions by mid-to-late September; hearings after September 1 receive decisions within 60 days of the hearing date.

Step 6: If you disagree with the Metropolitan Board of Equalization's decision, you may appeal to the Tennessee State Board of Equalization within 45 days of the decision's mailing date. Instructions will be included in your decision letter.

Step 7: As a final option, you may appeal the State Board of Equalization's decision to Davidson County Chancery Court, though this step typically requires legal representation and involves court filing fees.

Required form: No specific form required, call 615-862-6059 to schedule your hearing appointment with the Metropolitan Board of Equalization

Filing Methods

online:Informal reviews can be filed online at www.padctn.org under the 'Review and Appeal' tab (informal review deadline was April 17, 2026)

phone:Call 615-862-6059 between May 26 and June 26, 2026 (8:00 AM - 4:00 PM, Monday-Friday) to schedule a formal appeal hearing

in-person:Visit the Assessor of Property office at 700 President Ronald Reagan Way, Suite 210, Nashville, TN 37210 during business hours (Monday-Friday, 8:00 AM - 4:30 PM)

Evidence to Bring

Recent comparable sales (sold within the past 6-12 months, similar size, age, condition, and location)Photographs showing property condition, damage, or needed repairsContractor estimates or receipts for repairsIndependent appraisal (if available)Property inspection reports documenting defectsMarket data showing declining values in your neighborhood

Davidson County Assessor Contact

Metropolitan Nashville & Davidson County Assessor of Property

Phone: 615-862-6080

Address: Howard Office Building, 700 President Ronald Reagan Way, Suite 210, Nashville, TN 37210

Website: https://www.padctn.org

Online Portal: https://www.padctn.org

Hours: Monday - Friday, 8:00 AM - 4:30 PM; Saturday - Sunday, Closed

Tax Exemptions in Davidson County

State Property Tax Relief Program (Elderly)

Covers tax on the first $30,000 to $33,600 of market value (up to approximately $27,000 paid by the state annually)

State-funded reimbursement program that pays all or part of your property taxes after you pay your bill. This is not an exemption, you must pay the full tax bill first, then the state reimburses you.

Eligibility: Age 65 or older by December 31 of the tax year, combined household income of $37,530 or less, Tennessee resident, owner-occupied primary residenceDeadline: April 5, 2027 (for 2026 tax year, deadline is 35 days after tax delinquency date)

State Property Tax Relief Program (Disabled)

Covers tax on the first $28,300 to $33,600 of market value

Same reimbursement program as the elderly track, but for totally and permanently disabled homeowners certified by Social Security Administration or qualified agency.

Eligibility: Totally and permanently disabled (SSA or qualified agency determination), combined household income of $37,530 or less, Tennessee resident, owner-occupied primary residenceDeadline: April 5, 2027 (for 2026 tax year, deadline is 35 days after tax delinquency date)

State Property Tax Relief Program (Disabled Veterans)

Covers tax on the first $175,000 of market value

State reimbursement program for 100% service-connected disabled veterans and surviving spouses of veterans killed in action or who qualified for the program.

Eligibility: 100% service-connected disabled veteran (VA certification required), OR surviving spouse of veteran killed in action or who was receiving benefits. No income limit for this category.Deadline: April 5, 2027 (for 2026 tax year, deadline is 35 days after tax delinquency date)

Nashville-Davidson County Tax Freeze Program

Freezes tax bill at enrollment year amount indefinitely (assessed value increases no longer affect your bill)

Separate from state Tax Relief, this local program freezes your property tax bill at the base-year amount, future assessed value increases will not raise your tax bill.

Eligibility: Age 65 or older, annual household income under approximately $60,000 (2026 threshold), owner-occupied primary residence in Davidson CountyDeadline: Contact Metro Trustee at 615-862-6330 for current application deadlines and income thresholds

Davidson County Appeal Statistics

Avg Reduction

$54,200,000

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Frequently Asked Questions

What is the deadline to appeal my property taxes in Davidson County for 2026?

Davidson County has two appeal deadlines for 2026. The informal review deadline was April 17, 2026 at 4:00 PM, with decisions mailed by May 20. If you missed that deadline or were denied, you must schedule a formal appeal hearing with the Metropolitan Board of Equalization by calling 615-862-6059 no later than June 26, 2026 at 4:00 PM. Missing the June 26 deadline means you cannot challenge your 2026 assessment and must wait until next year. The informal review is faster and doesn't require a hearing, while the formal appeal requires you to present your case in person before the Board.

How do I file a property tax appeal online in Davidson County?

You can file an informal review request online at www.padctn.org by clicking the 'Review and Appeal' tab and accessing your property information. However, the 2026 informal review deadline has passed (it was April 17, 2026). For formal appeals to the Metropolitan Board of Equalization, there is no online filing option, you must call 615-862-6059 to schedule a hearing appointment. Formal appeal scheduling opened May 26, 2026 and closes June 26, 2026 at 4:00 PM. You can also visit the Assessor's office in person at 700 President Ronald Reagan Way, Suite 210, during business hours Monday through Friday from 8:00 AM to 4:30 PM.

What evidence do I need to win my Davidson County property tax appeal?

The strongest evidence is recent comparable sales of similar homes in your neighborhood that sold for less than your assessed value. Look for properties sold within the past 6-12 months that are similar in size, age, condition, and location. You should also bring photographs documenting any property damage, needed repairs, or condition issues that might reduce your home's value. Contractor repair estimates, independent appraisals, and inspection reports are also helpful. The Board wants to see objective evidence that your property's market value is lower than the assessor determined. Bring multiple copies of all documentation, one for yourself, one for the Board, and one for the assessor's representative.

How much can I save by appealing my property taxes in Davidson County?

According to recent data, successful appeals in Davidson County resulted in a combined reduction of more than $54.2 million in assessed property value across all appellants. Individual savings vary widely based on your home's assessed value and the evidence you present. For example, if you successfully reduce your assessed market value by $50,000 on a home valued at $430,000, you would save approximately $101 annually (at the 0.81% effective rate applied to the 25% assessment ratio). Given that Davidson County underwent a major reappraisal in 2025 with a median 45% value increase, many homeowners are finding significant overassessments worth challenging. Even a 10% reduction on a median-value home could save around $350 per year.

What happens at a Board of Equalization hearing in Davidson County?

The hearing takes place at the Assessor of Property office at 700 President Ronald Reagan Way, Suite 210. You will present your case before the independent Metropolitan Board of Equalization or one of its Hearing Officers. The process is relatively informal, you'll explain why you believe your assessment is too high and present your supporting evidence (comparable sales, photos, repair estimates, etc.). The assessor's office may have a representative present to defend the current assessment. The Board will ask questions and review your materials. After the hearing, you'll receive a written decision by mail, hearings held before September 1 receive decisions by mid-to-late September, while later hearings receive decisions within 60 days. If you disagree with the Board's decision, you have 45 days to appeal to the Tennessee State Board of Equalization.

Can I appeal my Davidson County property taxes if I already paid my bill?

Yes, absolutely. Paying your property tax bill does not waive your right to appeal the assessment. In fact, you should always pay your taxes on time even if you plan to appeal, because late payment penalties and interest will accrue if you don't pay by the deadline. If your appeal is successful and results in a lower assessment, you will receive a refund for the overpayment or a credit applied to the following year's taxes. This is especially important in Davidson County, where property owners must pay their full tax bill upfront to qualify for the State Property Tax Relief reimbursement program. Filing an appeal and paying your taxes are completely separate processes.

How does the 25% assessment ratio work in Davidson County?

Tennessee law requires all residential property to be assessed at exactly 25% of market value. This is a fixed ratio that applies uniformly across Davidson County and the entire state, it never changes and cannot be appealed. What you can appeal is the market value itself. For example, if the assessor determines your home's market value is $430,000, your assessed value will automatically be $107,500 (25% of $430,000). Your property taxes are then calculated by multiplying this assessed value by the tax rate. If you successfully appeal and reduce your market value to $380,000, your new assessed value becomes $95,000, reducing your annual taxes by approximately $97 at Davidson County's 0.81% effective rate.

What is the Tax Freeze program in Davidson County and how is it different from the appeal process?

The Davidson County Tax Freeze program is completely separate from the property tax appeal process. While an appeal challenges whether your current assessed value is accurate, the Tax Freeze locks in your property tax bill at a base-year amount so future assessment increases won't raise your taxes. To qualify, you must be age 65 or older with annual household income under approximately $60,000. Once enrolled, your tax bill is frozen even if your property value increases during future reappraisals. You apply through the Metro Trustee's office at 615-862-6330, not the Assessor's office. This is in addition to the State Property Tax Relief program, which reimburses you for taxes already paid. You can potentially benefit from both programs if you meet the eligibility requirements for each.

Official Resources

Davidson County Assessor of Property Official Website →

Access property records, file informal reviews, view assessment information, and find appeal forms and instructions.

Metropolitan Board of Equalization Appeal Information →

Detailed information about the formal appeal process, hearing procedures, and frequently asked questions about Board of Equalization appeals.

Tennessee Property Tax Relief Program (State Comptroller) →

Official state information about property tax relief programs for seniors, disabled homeowners, and disabled veterans including eligibility and application instructions.

Metro Nashville Trustee - Tax Relief and Tax Freeze Programs →

Apply for Davidson County's local Tax Freeze program and State Tax Relief reimbursement through the Trustee's office.

For state-wide appeal information including Tennessee's assessment ratio and deadlines, see our Tennessee Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More Tennessee Counties

Hamilton County (Chattanooga)Knox County (Knoxville)Maury County (Columbia)Rutherford County (Murfreesboro)Sevier County (Sevierville)Shelby County (Memphis)

← All Tennessee property tax appeal info

Sources: https://www.padctn.org | https://www.padctn.org/appeal/metropolitan-board-of-equalization/ | https://www.nashville.gov/departments/assessor | https://www.ownwell.com/trends/tennessee/davidson-county | https://comptroller.tn.gov/office-functions/pa/property-taxes/property-tax-programs/tax-relief.html | https://worldpopulationreview.com/us-counties/tennessee/davidson-county | https://www.zillow.com/davidson-county-tn/home-values/ | https://redfin.com/county/2563/TN/Davidson-County/housing-market

Last verified: 2026-07-24