Apache County Property Tax Appeal, Arizona

Travis Bunn·Updated July 24, 2026

Apache County is located in northeastern Arizona with St. Johns serving as the county seat. Major population centers include St. Johns, Eagar, Springerville, Chinle, and numerous communities within the Navajo Nation. With a 2020 population of approximately 66,021 residents spread across 11,218 square miles, Apache County has one of the lowest median property tax bills in Arizona at $598 per year. The median home value is $80,900, significantly below both the state median of $187,700 and the national median, resulting in very affordable annual tax bills that are well below the national median of $2,400.

Notable cities: St. Johns, Eagar, Springerville, Chinle, Fort Defiance, Ganado

Median Home

$80,900

Tax Rate

0.74%

Annual Tax

$598

On the typical Apache County home, valued near $80,900 at the county’s effective tax rate of 0.74%, an over-assessment of even 10% means you are overpaying year after year until you appeal it. Here is how to find out if yours qualifies.

2026 Appeal Deadline: 60 days from the date your Notice of Value was mailed

For valuation year 2026, notices are mailed between January 1 and March 1, 2026, which means most appeal deadlines fall in late April or early May 2026. The exact deadline is printed on your Notice of Value card. If you miss the assessor deadline, you can still file directly with Arizona Tax Court before December 15, 2026.

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Arizona hillside homes with desert mountains behind. Apache County appeal guide.

How Apache County Assesses Property

10%of market value

Assessed by: Apache County Assessor's Office

Assessment cycle: annual

Notices typically mailed: January 1 - March 1

In Arizona, property taxes are based on assessed value, not market value. For owner-occupied residential property (Class 3), the assessed value is 10% of the full cash value (market value). For example, if your home's market value is $80,900 (the median in Apache County), at Arizona's 10% assessment ratio your assessed value would be $8,090, resulting in approximately $598 in annual taxes at the county's effective rate of 0.74%.

The Appeal Process

Appeals are heard by the County Assessor / State Board of Equalization. After filing your appeal, the Assessor's Office will review your evidence and may schedule an informal meeting to discuss your valuation concerns. If the matter proceeds to the State Board of Equalization, you'll attend a formal hearing where you present evidence and the Assessor presents their valuation methodology.

Call the Apache County Assessor's Office at (928) 337-7521 to request a Petition for Review of Real Property Valuation form (DOR 82130R for residential properties)

Complete the appeal form with your property information, detailing why you believe your property is overvalued and including supporting evidence such as comparable sales, photos of property condition issues, or an independent appraisal

Submit your completed appeal form within 60 days from the date your Notice of Value was mailed, either by mail to PO Box 770, St. Johns, AZ 85936, or in person at the Apache County Annex Building at 75 W. Cleveland St.

The Apache County Assessor's Office will review your evidence and may schedule an informal meeting to discuss your valuation concerns and potentially reach a resolution

If the Assessor's review does not result in a satisfactory adjustment, you can appeal to the Arizona State Board of Equalization for a formal hearing where you present evidence and the Board issues a decision

If still unsatisfied with the State Board's decision, you can file an appeal with the Arizona Tax Court within 60 days of the Board's decision or directly before December 15 of the valuation year if you missed the assessor deadline

Required form: Petition for Review of Real Property Valuation (Form DOR 82130R for residential properties)

Filing Methods

phone:Call (928) 337-7521 to request the appeal form

mail:PO Box 770, St. Johns, AZ 85936

in-person:Apache County Annex Building, 75 W. Cleveland St., St. Johns, AZ 85936

Evidence to Bring

Comparable sales data from similar properties in your areaPhotographs showing property condition or defectsIndependent appraisal reportRepair estimates for needed workDocumentation of property features or limitations

Apache County Assessor Contact

Apache County Assessor's Office

Website: https://www.apachecountyaz.gov/Assessor

Online Portal: https://eagleassessor.co.apache.az.us/assessor/web/

Hours: 6:30 a.m. to 5:30 p.m. Monday through Thursday, closed Friday

Tax Exemptions in Apache County

Personal Property Tax Exemption (Widow/Widower, Disabled, Veteran)

$4,873 assessed value exemption for 2026 (prorated for veterans based on disability percentage)

Reduces the assessed value of property for eligible Arizona residents including widows, widowers, persons with total and permanent disabilities, and veterans with service or non-service-connected disabilities

Eligibility: Must be an Arizona resident with total household income not exceeding $39,865 (or $47,826 with minor children) and total assessed property value not exceeding $36,454 (no limit for 100% disabled veterans). Veterans must provide VA disability documentation; widows/widowers must provide death certificate; disabled persons need physician certification.Deadline: January 2 - March 1 annually (for 2026 tax year, apply by March 1, 2026)

100% Disabled Veteran Full Exemption

100% property tax exemption on primary residence

Full property tax exemption on primary residence for veterans with 100% service-connected VA disability rating, effective for tax years beginning January 1, 2026

Eligibility: Veterans with a 100% service-connected disability rating from the U.S. Department of Veterans Affairs, or their surviving spouses who do not remarry. Must occupy the home as primary residence.Deadline: January 2 - March 1 annually with the County Assessor

Senior Property Valuation Protection

Freezes assessed value at current level for 3 years

Freezes the Limited Property Value (LPV) for eligible seniors for a renewable 3-year term, protecting against valuation increases

Eligibility: Homeowners age 65+ with at least 2 years of primary residence in the home, and average household income at or below $47,712 (single owner) or $59,640 (multiple owners) for 2026Deadline: September 1, 2026 (to lock 2027 values) - renewable every three years

Apache County Appeal Statistics

Avg Reduction

$650

Apache County Appeal Packet · $49

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Frequently Asked Questions

What is the deadline to appeal my property taxes in Apache County for 2026?

You must file your appeal within 60 days from the date your Notice of Value was mailed by the Apache County Assessor's Office. For valuation year 2026, notices are mailed between January 1 and March 1, 2026, which means most appeal deadlines fall in late April or early May 2026. The exact deadline is printed on your Notice of Value card. If you miss the assessor deadline, you can still file directly with Arizona Tax Court before December 15, 2026, though this is a more formal legal process.

How do I file a property tax appeal in Apache County?

To file an appeal, first call the Apache County Assessor's Office at (928) 337-7521 to request a Petition for Review of Real Property Valuation form (DOR 82130R for residential properties). Complete the form with your property information and evidence supporting your claim, such as comparable sales or an appraisal. You can submit it by mail to PO Box 770, St. Johns, AZ 85936, or deliver it in person to the Apache County Annex Building at 75 W. Cleveland St. during office hours (6:30 a.m. to 5:30 p.m. Monday through Thursday).

What is the personal property tax exemption worth in Apache County?

For 2026, the personal property tax exemption in Apache County is worth $4,873 in assessed value for qualifying widows, widowers, totally disabled persons, and 100% disabled veterans. For veterans with less than 100% disability, the exemption is prorated based on their VA disability percentage. For example, a veteran with a 60% disability rating would receive a $2,924 exemption (60% of $4,873). At Apache County's effective tax rate of 0.74%, a full $4,873 exemption translates to approximately $36 in annual tax savings, though this varies by specific tax district.

How much can I save by appealing my property taxes in Apache County?

According to available data, successful appeals in Apache County result in average savings of approximately $650 per year. Given that the median annual property tax bill in Apache County is $598, an over-assessment of even 10% on the median home value of $80,900 means you could be overpaying by about $60 annually. The actual savings depend on how much your property is overvalued and the assessment reduction achieved through the appeal. Since Apache County already has one of the lowest median tax bills in Arizona, even modest percentage reductions can provide meaningful savings over time.

What evidence do I need for an Apache County property tax appeal?

For a successful property tax appeal in Apache County, you should provide comparable sales data from similar properties in your neighborhood that sold recently, preferably within the last 6-12 months. Include photographs documenting any property condition issues, needed repairs, or features that negatively impact value. An independent appraisal from a licensed appraiser can be very persuasive evidence. You may also submit repair estimates from contractors for significant issues, documentation of property limitations or defects, and any other information demonstrating that your assessed value exceeds the true market value of your home.

What happens at a property tax appeal hearing in Apache County?

After filing your appeal with the Apache County Assessor's Office, they will review your evidence and may schedule an informal meeting to discuss your valuation concerns and potentially reach a settlement. If you're not satisfied with the Assessor's decision, you can request a hearing with the Arizona State Board of Equalization. During the formal hearing, you'll present your evidence supporting why your property valuation should be reduced, such as comparable sales, photos, or appraisal reports. The Assessor's office will also present their valuation methodology and evidence supporting their assessment. The Board will then issue a written decision, typically by mid-October for 2026 appeals.

How does Arizona's 10% assessment ratio affect my Apache County property taxes?

Arizona uses a 10% assessment ratio for owner-occupied residential properties, meaning your property taxes are calculated on just 10% of your home's full cash (market) value. For example, if your Apache County home has a market value of $80,900 (the county median), your assessed value would be $8,090. At Apache County's effective tax rate of 0.74%, you would pay approximately $598 in annual property taxes. This assessment ratio system means that even if your home's market value increases, only 10% of that increase affects your taxable assessed value, providing significant property tax relief compared to states that tax based on full market value.

Can 100% disabled veterans get a full property tax exemption in Apache County?

Yes, effective January 1, 2026, Arizona law now provides a full property tax exemption on the primary residence for veterans with a 100% service-connected disability rating from the U.S. Department of Veterans Affairs. This includes veterans receiving Total Disability Based on Individual Unemployability (TDIU). Surviving spouses of 100% disabled veterans may also qualify for the full exemption as long as they do not remarry and continue to occupy the home as their primary residence. To apply, contact the Apache County Assessor's Office at (928) 337-7521 between January 2 and March 1 annually with your VA disability documentation and proof of Arizona residency.

Official Resources

Apache County Assessor Official Website →

Official county assessor website with property assessment information, appeal procedures, exemption applications, and contact details.

Apache County Property Search (EagleWeb) →

Online portal to search for property records, view assessments, and access parcel information for properties in Apache County.

Arizona Department of Revenue - Property Tax Division →

State agency providing property tax forms, exemption information, and guidance on Arizona property tax law and assessment procedures.

Arizona State Board of Equalization →

State board handling property tax appeals and providing information on the formal appeal hearing process beyond the county assessor level.

For state-wide appeal information including Arizona's assessment ratio and deadlines, see our Arizona Property Tax Appeal Guide →

Considering professional help with your appeal? Compare pricing, coverage, and pros/cons in our Best Property Tax Appeal Services (2026) or browse side-by-side service comparisons →

More Arizona Counties

Cochise County (Sierra Vista)Coconino County (Flagstaff)Gila County (Globe)Graham County (Safford)Greenlee County (Clifton)La Paz County (Parker)

← All Arizona property tax appeal info

Sources: https://www.apachecountyaz.gov/Assessor | https://www.appealdesk.com/appeals/arizona/apache | https://www.tax-rates.org/arizona/apache_county_property_tax | https://www.cochise.az.gov/743/Individual-Organization-Exemptions | https://propertytaxrates.org/exemptions/arizona/

Last verified: 2026-07-24